{"id":3881,"date":"2025-09-03T14:36:44","date_gmt":"2025-09-03T12:36:44","guid":{"rendered":"https:\/\/www.bek-consulting.eu\/?p=3881"},"modified":"2025-10-31T14:23:11","modified_gmt":"2025-10-31T12:23:11","slug":"hoe-verloopt-een-schade-expertise-stap-voor-stap","status":"publish","type":"post","link":"https:\/\/www.bek-consulting.eu\/nl\/nieuws\/hoe-verloopt-een-schade-expertise-stap-voor-stap\/","title":{"rendered":"Hoe verloopt een schade-expertise stap voor stap?"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"3881\" class=\"elementor elementor-3881\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-03b0f32 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"03b0f32\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;a5915dc&quot;,&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;50&quot;,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_bg_x&quot;:&quot;50&quot;,&quot;jet_parallax_layout_bg_y&quot;:&quot;50&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-bf2bcc3\" data-id=\"bf2bcc3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b62c27a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b62c27a\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;afb7238&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-da76418\" data-id=\"da76418\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-544e8df elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"544e8df\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-f3ea29b\" data-id=\"f3ea29b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b8c6d39 elementor-widget elementor-widget-text-editor\" data-id=\"b8c6d39\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Een <\/span><a href=\"https:\/\/www.bek-consulting.eu\/nl\/schade-expert\/\"><b>schade-expertise<\/b><\/a> <span style=\"font-weight: 400;\">verloopt meestal volgens een <strong>vast patroon<\/strong>: je meldt de schade, verzamelt de nodige bewijsstukken en documenten, en daarna komt een expert langs om de schade te beoordelen. Op basis van zijn verslag beslist de verzekeraar of je recht hebt op een vergoeding, en hoeveel.<\/span><\/p><p><span style=\"font-weight: 400;\">Toch is het voor veel mensen <\/span><b>onduidelijk<\/b><span style=\"font-weight: 400;\"> wat zo\u2019n expertise precies inhoudt. Wat moet je zelf doen? Hoe bereid je je voor? Wat kijkt de expert na? En wat als je het niet eens bent met het resultaat?<\/span><\/p><p><span style=\"font-weight: 400;\">Wil je begeleiding van een onafhankelijke schade-expert? <\/span><a href=\"https:\/\/www.bek-consulting.eu\/nl\/contact\/\"><span style=\"font-weight: 400;\">BEK Consulting<\/span><\/a><span style=\"font-weight: 400;\"> helpt je bij elke stap van het proces.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-af53603 elementor-mobile-align-center elementor-align-left elementor-widget elementor-widget-raven-button\" data-id=\"af53603\" data-element_type=\"widget\" data-settings=\"{&quot;turn_to_popup_action_button&quot;:&quot;no&quot;}\" data-widget_type=\"raven-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"raven-widget-wrapper\">\n\t\t\t<a class=\"raven-button raven-button-widget-normal-effect-none  raven-button-text-align-center raven-button-link elementor-animation-none\" href=\"https:\/\/www.bek-consulting.eu\/nl\/contact\/\">\t\t\t\t<div class=\"raven-button-overlay\" ><\/div>\n\t\t\t\t<span class=\"raven-button-content\">\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"button-text-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"raven-button-texts-wrapper\">\n\t\t\t\t\t\t\t<div class=\"button-text\">\n\t\t\t\t\t\t\t\t<span class=\"raven-button-text\">\n\t\t\t\t\t\t\t\t\tContacteer ons\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/a>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-6a13c29\" data-id=\"6a13c29\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7812857 elementor-widget elementor-widget-image\" data-id=\"7812857\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2025\/09\/Schade-expertise-stap-voor-stap-1024x682.png\" class=\"attachment-large size-large wp-image-3884\" alt=\"Expert controleert waterschade aan het plafond tijdens een schade-inspectie\" srcset=\"https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2025\/09\/Schade-expertise-stap-voor-stap-1024x682.png 1024w, https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2025\/09\/Schade-expertise-stap-voor-stap-300x200.png 300w, https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2025\/09\/Schade-expertise-stap-voor-stap-768x512.png 768w, https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2025\/09\/Schade-expertise-stap-voor-stap-1536x1023.png 1536w, https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2025\/09\/Schade-expertise-stap-voor-stap.png 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-374f801 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"374f801\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;4dfef79&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-34fb849\" data-id=\"34fb849\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-953cdb7 elementor-widget elementor-widget-html\" data-id=\"953cdb7\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"Article\",\n  \"headline\": \"Auto total loss na een ongeluk? Dit zijn je rechten\",\n  \"description\": \"Auto total loss? Ontdek je rechten en wat je kunt doen bij een te lage schadevergoeding.\",\n  \"author\": {\n    \"@type\": \"Organization\",\n    \"name\": \"BEK Consulting\",\n    \"url\": \"https:\/\/www.bekconsulting.be\"\n  },\n  \"publisher\": {\n    \"@type\": \"Organization\",\n    \"name\": \"BEK Consulting\",\n    \"logo\": {\n      \"@type\": \"ImageObject\",\n      \"url\": \"https:\/\/www.bekconsulting.be\/logo.png\"\n    }\n  },\n  \"mainEntityOfPage\": {\n    \"@type\": \"WebPage\",\n    \"@id\": \"https:\/\/www.bekconsulting.be\/auto-total-loss-rechten\"\n  },\n  \"datePublished\": \"2025-07-22\",\n  \"dateModified\": \"2025-07-22\",\n  \"image\": \"https:\/\/www.bekconsulting.be\/images\/auto-total-loss.jpg\",\n  \"articleSection\": \"Verzekering, Schadevergoeding, Auto\",\n  \"keywords\": [\n    \"Auto total loss\",\n    \"Schadevergoeding auto\",\n    \"Total loss rechten\",\n    \"Verzekering total loss\",\n    \"Wrakwaarde\",\n    \"Dagwaarde auto\",\n    \"Economisch total loss\",\n    \"Technisch total loss\",\n    \"Schade-expert auto\",\n    \"Tegenexpertise auto\",\n    \"Gebruiksderving vergoeding\",\n    \"BA-verzekering tegenpartij\",\n    \"Omniumverzekering\",\n    \"BEK Consulting\"\n  ]\n}\n<\/script>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ee80ce elementor-widget elementor-widget-spacer\" data-id=\"5ee80ce\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-81cbdbf elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"81cbdbf\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c0a3aef\" data-id=\"c0a3aef\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-400e891 elementor-widget elementor-widget-html\" data-id=\"400e891\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"HowTo\",\n  \"name\": \"Schadeclaim indienen: stappenplan\",\n  \"description\": \"Ontdek stap voor stap hoe je schade meldt, je dossier voorbereidt en wat je kunt doen als je niet akkoord gaat met de schade-expertise.\",\n  \"totalTime\": \"P0DT0H0M\", \n  \"step\": [\n    {\n      \"@type\": \"HowToStep\",\n      \"name\": \"Stap 1: Schade melden\",\n      \"text\": \"Meld de schade zo snel mogelijk bij je verzekeraar of makelaar. Verzamel info zoals datum, tijd, locatie, foto\u2019s, getuigenverklaringen, en bij inbraak of brand een proces-verbaal.\"\n    },\n    {\n      \"@type\": \"HowToStep\",\n      \"name\": \"Stap 2: Je dossier voorbereiden\",\n      \"text\": \"Maak een inventaris van beschadigde goederen, voeg foto\u2019s toe, facturen of garanties, offertes en bewijs van kosten. Hoe vollediger, hoe sneller de behandeling.\"\n    },\n    {\n      \"@type\": \"HowToStep\",\n      \"name\": \"Stap 3: Bezoek van de schade-expert\",\n      \"text\": \"De expert onderzoekt hoe de schade is ontstaan, welke goederen getroffen zijn en schat de herstelkosten in. Hij maakt een verslag op. Onderteken niet meteen als je twijfelt; je hebt recht op tegenexpertise.\"\n    },\n    {\n      \"@type\": \"HowToStep\",\n      \"name\": \"Stap 4: Beoordeling door je verzekeraar\",\n      \"text\": \"De verzekeraar beslist op basis van het verslag of de schade gedekt is, wat de vergoeding is en of je een vrije hersteller mag kiezen.\"\n    },\n    {\n      \"@type\": \"HowToStep\",\n      \"name\": \"Stap 5: Uitbetaling of herstelling\",\n      \"text\": \"Je krijgt een schadevergoeding op je rekening of de verzekeraar regelt de herstelling via een partner. Dit duurt gemiddeld 2 tot 6 weken, afhankelijk van je dossier.\"\n    },\n    {\n      \"@type\": \"HowToStep\",\n      \"name\": \"Stap 6: Niet akkoord? Vraag tegenexpertise\",\n      \"text\": \"Ben je het niet eens met de schatting? Schakel een onafhankelijke expert in voor tegenexpertise. Zo sta je sterker bij onderhandelingen en kun je een correcte vergoeding afdwingen.\"\n    }\n  ],\n  \"publisher\": {\n    \"@type\": \"Organization\",\n    \"name\": \"BEK Consulting\",\n    \"url\": \"https:\/\/www.bekconsulting.be\"\n  }\n}\n<\/script>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f315138 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f315138\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-61474cc\" data-id=\"61474cc\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5a2f50e elementor-widget__width-initial elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"5a2f50e\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"1024\" zoomAndPan=\"magnify\" viewBox=\"0 0 768 767.999994\" height=\"1024\" preserveAspectRatio=\"xMidYMid meet\"><path fill=\"#0470bd\" d=\"M 384 0 C 171.957031 0 0 171.957031 0 384 C 0 596.042969 171.957031 768 384 768 C 596.042969 768 768 596.042969 768 384 C 768 171.957031 596.042969 0 384 0 Z M 384 0 \" fill-opacity=\"1\" fill-rule=\"nonzero\"><\/path><path fill=\"#ffffff\" d=\"M 431.515625 225.042969 C 426.71875 218.855469 420.21875 215.757812 412.167969 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fill-rule=\"nonzero\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-4389c5d\" data-id=\"4389c5d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-376f7f5 elementor-widget elementor-widget-heading\" data-id=\"376f7f5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Stap 1: schade melden<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b1ad25b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b1ad25b\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;ad3ebb0&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-65b034f\" data-id=\"65b034f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9c9332b elementor-widget elementor-widget-text-editor\" data-id=\"9c9332b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Meld de schade zo snel mogelijk bij je verzekeraar of via je <\/span><b>verzekeringsmakelaar<\/b><span style=\"font-weight: 400;\">. Dit kan vaak online of telefonisch. Verzamel meteen de eerste info:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Datum, tijd en locatie van het incident<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Foto\u2019s van de schade<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Getuigenverklaring of contactgegevens van betrokkenen<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Bij inbraak of brand: een <\/span><b>proces-verbaal<\/b><span style=\"font-weight: 400;\"> van de politie<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Bij auto-ongeval: een ingevuld <\/span><b>schadeformulier<\/b><\/li><\/ul><p><span style=\"font-weight: 400;\">Zorg dat je ook je <\/span><b>polisnummer<\/b><span style=\"font-weight: 400;\"> bij de hand hebt. Daarmee kan je verzekeraar je <\/span><b>verzekeringsclaim<\/b><span style=\"font-weight: 400;\"> koppelen aan je dossier.<\/span><\/p><p><b>Tip: <\/b><span style=\"font-weight: 400;\">wacht nog even met herstellen. Sommige verzekeraars willen de schade eerst zien.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7e8035c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7e8035c\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;0c9e71f&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-206f0aa\" data-id=\"206f0aa\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5d7d5f9 elementor-widget elementor-widget-spacer\" data-id=\"5d7d5f9\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4767df5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4767df5\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-76f28e4\" data-id=\"76f28e4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-133f0d1 elementor-widget__width-initial elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"133f0d1\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"1024\" zoomAndPan=\"magnify\" viewBox=\"0 0 768 767.999994\" height=\"1024\" preserveAspectRatio=\"xMidYMid meet\"><path fill=\"#0470bd\" d=\"M 384 0 C 171.957031 0 0 171.957031 0 384 C 0 596.042969 171.957031 768 384 768 C 596.042969 768 768 596.042969 768 384 C 768 171.957031 596.042969 0 384 0 Z M 384 0 \" fill-opacity=\"1\" fill-rule=\"nonzero\"><\/path><path fill=\"#ffffff\" d=\"M 494.972656 503.953125 C 488.785156 499.152344 479.804688 496.675781 468.042969 496.675781 L 349.640625 496.675781 C 353.355469 490.949219 357.070312 485.996094 360.785156 481.972656 C 369.296875 471.757812 384.929688 457.210938 407.527344 438.636719 C 430.277344 420.0625 446.53125 406.441406 456.125 397.773438 C 465.722656 389.109375 475.316406 377.035156 484.605469 361.710938 C 493.890625 346.390625 498.535156 329.363281 498.535156 310.636719 C 498.535156 298.71875 496.367188 287.109375 491.878906 276.121094 C 487.390625 264.976562 481.199219 255.226562 473.152344 246.714844 C 465.101562 238.199219 455.816406 231.546875 445.292969 226.746094 C 429.039062 219.472656 409.230469 215.914062 386.167969 215.914062 C 366.972656 215.914062 350.257812 218.699219 336.019531 224.425781 C 321.78125 230.152344 310.015625 237.582031 300.574219 246.714844 C 291.289062 256 284.324219 266.214844 279.679688 277.515625 C 275.039062 288.8125 272.714844 299.800781 272.714844 310.171875 C 272.714844 318.839844 275.191406 325.648438 280.144531 330.601562 C 285.097656 335.554688 291.445312 338.03125 299.027344 338.03125 C 307.695312 338.03125 314.195312 335.246094 318.683594 329.828125 C 323.171875 324.410156 327.195312 316.671875 330.757812 306.457031 C 334.316406 296.398438 336.792969 290.207031 338.339844 287.882812 C 349.640625 270.550781 365.273438 261.882812 385.082031 261.882812 C 394.523438 261.882812 403.039062 264.046875 411.085938 268.226562 C 418.980469 272.40625 425.324219 278.441406 429.96875 286.027344 C 434.613281 293.609375 436.933594 302.277344 436.933594 312.027344 C 436.933594 321.007812 434.765625 329.984375 430.433594 339.425781 C 426.097656 348.867188 419.90625 357.84375 411.550781 366.664062 C 403.347656 375.488281 392.976562 384.308594 380.59375 393.132812 C 373.628906 397.773438 362.023438 407.679688 345.925781 422.539062 C 329.671875 437.398438 311.566406 455.351562 291.445312 476.09375 C 286.644531 481.199219 282.15625 488.320312 278.132812 497.296875 C 274.109375 506.273438 271.941406 513.546875 271.941406 518.964844 C 271.941406 527.476562 275.191406 534.753906 281.539062 541.097656 C 287.882812 547.445312 296.707031 550.539062 308.003906 550.539062 L 474.855469 550.539062 C 484.757812 550.539062 492.34375 547.90625 497.140625 542.800781 C 502.09375 537.691406 504.570312 531.347656 504.570312 523.917969 C 504.261719 515.40625 501.164062 508.75 494.972656 503.953125 \" fill-opacity=\"1\" fill-rule=\"nonzero\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-7e79489\" data-id=\"7e79489\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e4a013b elementor-widget elementor-widget-heading\" data-id=\"e4a013b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Stap 2: je dossier voorbereiden<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ec77049 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ec77049\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;e209e8f&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a83a285\" data-id=\"a83a285\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ffb1ba6 elementor-widget elementor-widget-text-editor\" data-id=\"ffb1ba6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Voor een vlotte expertise is een goed voorbereid dossier goud waard. Denk aan:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Een <\/span><b>inventaris<\/b><span style=\"font-weight: 400;\"> van beschadigde of verdwenen goederen<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Duidelijke <\/span><b>foto\u2019s van de schade<\/b><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Aankoopfacturen<\/b><span style=\"font-weight: 400;\"> of garanties van de betrokken spullen<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Offertes<\/b><span style=\"font-weight: 400;\"> voor herstelling of vervanging<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Bewijs van <\/span><b>dringende kosten<\/b><span style=\"font-weight: 400;\"> die je al moest maken<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">Hoe vollediger je bent, hoe sneller je <\/span><b>dossier<\/b><span style=\"font-weight: 400;\"> behandeld wordt.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9ff78f2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9ff78f2\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;e8f8418&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1dc668d\" data-id=\"1dc668d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0e8f21f elementor-widget elementor-widget-spacer\" data-id=\"0e8f21f\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a5950aa elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a5950aa\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-7fd3a7b\" data-id=\"7fd3a7b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-73d7408 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"73d7408\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"1024\" zoomAndPan=\"magnify\" viewBox=\"0 0 768 767.999994\" height=\"1024\" preserveAspectRatio=\"xMidYMid meet\"><path fill=\"#0470bd\" d=\"M 384 0 C 171.957031 0 0 171.957031 0 384 C 0 596.042969 171.957031 768 384 768 C 596.042969 768 768 596.042969 768 384 C 768 171.957031 596.042969 0 384 0 Z M 384 0 \" fill-opacity=\"1\" fill-rule=\"nonzero\"><\/path><path fill=\"#ffffff\" d=\"M 494.820312 417.433594 C 490.796875 407.527344 484.605469 398.550781 476.554688 390.347656 C 468.507812 382.144531 458.601562 374.867188 446.683594 368.523438 C 458.910156 358.308594 468.351562 347.628906 474.855469 336.949219 C 481.355469 326.113281 484.757812 313.113281 484.757812 298.097656 C 484.757812 286.644531 482.4375 275.8125 477.949219 265.90625 C 473.460938 256 466.652344 247.179688 457.828125 239.59375 C 448.851562 232.007812 438.480469 226.28125 426.253906 222.257812 C 414.179688 218.234375 400.714844 216.222656 386.167969 216.222656 C 369.449219 216.222656 354.128906 218.542969 340.664062 223.34375 C 327.195312 228.140625 315.742188 234.484375 306.613281 242.226562 C 297.480469 250.117188 290.515625 258.320312 285.71875 266.988281 C 280.917969 275.65625 278.597656 284.015625 278.597656 291.753906 C 278.597656 299.957031 281.074219 306.457031 286.179688 311.410156 C 291.289062 316.363281 296.859375 318.839844 302.898438 318.839844 C 308.003906 318.839844 312.492188 317.910156 316.519531 316.054688 C 320.386719 314.195312 323.171875 311.71875 324.722656 308.625 C 327.351562 302.742188 330.136719 296.398438 333.234375 289.742188 C 336.328125 283.085938 339.578125 277.667969 343.140625 273.488281 C 346.542969 269.3125 351.34375 265.90625 357.378906 263.273438 C 363.414062 260.644531 371 259.40625 380.128906 259.40625 C 393.75 259.40625 404.585938 263.585938 412.480469 271.941406 C 420.527344 280.300781 424.550781 290.359375 424.550781 301.96875 C 424.550781 317.292969 419.597656 328.898438 409.539062 337.101562 C 399.476562 345.304688 387.558594 349.332031 373.628906 349.332031 L 364.34375 349.332031 C 353.664062 349.332031 345.460938 351.496094 340.042969 355.984375 C 334.625 360.472656 331.839844 366.355469 331.839844 373.628906 C 331.839844 381.058594 334.160156 386.785156 338.652344 390.964844 C 343.140625 395.144531 349.640625 397.15625 357.996094 397.15625 C 359.855469 397.15625 363.878906 396.847656 370.226562 396.226562 C 376.570312 395.609375 381.214844 395.296875 384.308594 395.296875 C 401.488281 395.296875 414.957031 400.25 424.707031 410.3125 C 434.300781 420.371094 439.253906 434.300781 439.253906 451.945312 C 439.253906 463.863281 436.46875 474.390625 430.742188 483.519531 C 425.015625 492.652344 417.894531 499.464844 409.230469 504.105469 C 400.5625 508.75 391.429688 511.070312 382.144531 511.070312 C 365.890625 511.070312 353.199219 505.964844 344.222656 495.75 C 335.246094 485.53125 326.734375 469.902344 318.992188 449.007812 C 317.753906 445.601562 315.28125 442.503906 311.253906 440.027344 C 307.386719 437.550781 303.207031 436.3125 299.027344 436.3125 C 290.515625 436.3125 283.550781 438.945312 277.824219 444.363281 C 272.097656 449.78125 269.3125 456.746094 269.3125 465.566406 C 269.3125 472.378906 271.632812 481.042969 276.429688 491.414062 C 281.230469 501.785156 288.195312 512 297.480469 521.75 C 306.765625 531.5 318.53125 539.550781 332.925781 546.050781 C 347.316406 552.550781 363.570312 555.800781 381.679688 555.800781 C 399.476562 555.800781 415.730469 553.015625 430.585938 547.289062 C 445.445312 541.5625 457.984375 533.824219 468.816406 523.761719 C 479.496094 513.703125 487.699219 502.25 493.117188 489.402344 C 498.6875 476.554688 501.320312 463.246094 501.320312 449.46875 C 500.855469 438.015625 498.84375 427.335938 494.820312 417.433594 \" fill-opacity=\"1\" fill-rule=\"nonzero\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-af8f788\" data-id=\"af8f788\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6536de9 elementor-widget elementor-widget-heading\" data-id=\"6536de9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Stap 3: bezoek van de schade-expert<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-44ed5c4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"44ed5c4\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;63af51f&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fc6275b\" data-id=\"fc6275b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1e83911 elementor-widget elementor-widget-text-editor\" data-id=\"1e83911\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">De verzekeraar schakelt een <\/span><b>expert<\/b><span style=\"font-weight: 400;\"> in om je schade ter plaatse te beoordelen. Wat doet die expert precies?<\/span><\/p><p>\u00a0<\/p><h3>Hoe gaat een schade-expert te werk?<\/h3><p><span style=\"font-weight: 400;\">Een schade-expert:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">onderzoekt hoe de schade is ontstaan<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">bekijkt welke goederen beschadigd zijn<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">beoordeelt hoe ernstig de schade is<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">schat de herstelkosten in<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">legt de <\/span><b>berekeningsmethode<\/b><span style=\"font-weight: 400;\"> uit<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">stelt een <\/span><b>schattingsverslag<\/b><span style=\"font-weight: 400;\"> op<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">Vaak vraagt de expert op het einde van zijn bezoek om het \u201c<\/span><b>PV van minnelijke schatting<\/b><span style=\"font-weight: 400;\">\u201d te ondertekenen. Dat is een document waarin staat wat de schade is en hoeveel de herstelkosten volgens hem bedragen.<\/span><\/p><p><b>Door te ondertekenen, geef je aan dat je akkoord gaat met zijn inschatting.<\/b><\/p><p><span style=\"font-weight: 400;\">Ben je het niet eens met het bedrag, de oorzaak of heb je twijfels over het verslag? Dan hoef je <\/span><b>niet te tekenen<\/b><span style=\"font-weight: 400;\">. Je hebt altijd het recht om eerst alles rustig na te kijken of een <\/span><b>tegenexpertise<\/b><span style=\"font-weight: 400;\"> aan te vragen. Laat je dus niet onder druk zetten om meteen akkoord te gaan.<\/span><\/p><p>\u00a0<\/p><h3>Waar kijkt een schade-expert naar?<\/h3><p><span style=\"font-weight: 400;\">De expert let op:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">technische details (bijvoorbeeld waterschade, brandschade, constructie)<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">zichtbare \u00e9n verborgen schade<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">eerdere herstellingen<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">of de schade overeenkomt met wat je gemeld hebt<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">Wees open, duidelijk en stel gerust vragen. Je mag ook iemand bij je hebben voor steun of uitleg.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-461aab2 elementor-widget elementor-widget-spacer\" data-id=\"461aab2\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c820de6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c820de6\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-9dd1af7\" data-id=\"9dd1af7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d29100a elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"d29100a\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"1024\" zoomAndPan=\"magnify\" viewBox=\"0 0 768 767.999994\" height=\"1024\" preserveAspectRatio=\"xMidYMid meet\"><path fill=\"#0470bd\" d=\"M 384 0 C 171.957031 0 0 171.957031 0 384 C 0 596.042969 171.957031 768 384 768 C 596.042969 768 768 596.042969 768 384 C 768 171.957031 596.042969 0 384 0 Z M 384 0 \" fill-opacity=\"1\" fill-rule=\"nonzero\"><\/path><path fill=\"#ffffff\" d=\"M 503.023438 433.21875 C 496.058594 429.96875 486.617188 428.421875 475.007812 428.421875 L 465.257812 428.421875 L 465.257812 253.058594 C 465.257812 226.746094 453.804688 213.589844 430.742188 213.589844 C 423.621094 213.589844 417.585938 215.914062 412.480469 220.710938 C 407.371094 225.507812 401.027344 233.09375 393.132812 243.773438 L 273.027344 404.585938 C 269.773438 408.917969 266.835938 412.632812 264.667969 415.730469 C 262.347656 418.824219 260.179688 421.921875 258.167969 425.171875 C 256 428.421875 254.453125 431.515625 253.367188 434.457031 C 252.285156 437.398438 251.820312 440.339844 251.820312 443.125 C 251.820312 454.269531 255.382812 463.089844 262.65625 469.589844 C 269.773438 476.09375 280.609375 479.34375 295.003906 479.34375 L 408.765625 479.34375 L 408.765625 521.441406 C 408.765625 532.738281 411.394531 541.40625 416.65625 547.132812 C 421.921875 552.859375 428.730469 555.800781 437.242188 555.800781 C 445.910156 555.800781 452.71875 553.015625 457.828125 547.289062 C 462.9375 541.5625 465.566406 532.894531 465.566406 521.285156 L 465.566406 479.1875 L 479.34375 479.1875 C 490.796875 479.1875 499.464844 477.175781 505.191406 473.152344 C 510.917969 469.128906 513.855469 462.78125 513.855469 453.957031 C 513.546875 443.433594 509.988281 436.46875 503.023438 433.21875 M 408.609375 428.421875 L 311.101562 428.421875 L 408.609375 296.707031 Z M 408.609375 428.421875 \" fill-opacity=\"1\" fill-rule=\"nonzero\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-06b7694\" data-id=\"06b7694\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d319a57 elementor-widget elementor-widget-heading\" data-id=\"d319a57\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Stap 4: beoordeling door je verzekeraar<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-528f796 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"528f796\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0f1d4dc\" data-id=\"0f1d4dc\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-201e6f7 elementor-widget elementor-widget-text-editor\" data-id=\"201e6f7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Op basis van het <\/span><b>expertiseverslag<\/b><span style=\"font-weight: 400;\"> neemt je verzekeringsmaatschappij een beslissing.<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Is de schade <\/span><b>gedekt<\/b><span style=\"font-weight: 400;\"> volgens je polis?<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Wat is het bedrag van de <\/span><b>schadevergoeding<\/b><span style=\"font-weight: 400;\">?<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Gaat het om herstelling via een partner of vrije keuze?<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">Soms vraagt je verzekeraar nog extra info. Bijvoorbeeld foto\u2019s, een nieuwe offerte of verduidelijking rond een getuigenverklaring.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0a1b40e elementor-widget elementor-widget-spacer\" data-id=\"0a1b40e\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ae899da elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ae899da\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-b7869ba\" data-id=\"b7869ba\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8e641e9 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"8e641e9\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"1024\" zoomAndPan=\"magnify\" viewBox=\"0 0 768 767.999994\" height=\"1024\" preserveAspectRatio=\"xMidYMid meet\"><path fill=\"#0470bd\" d=\"M 384 0 C 171.957031 0 0 171.957031 0 384 C 0 596.042969 171.957031 768 384 768 C 596.042969 768 768 596.042969 768 384 C 768 171.957031 596.042969 0 384 0 Z M 384 0 \" fill-opacity=\"1\" fill-rule=\"nonzero\"><\/path><path fill=\"#ffffff\" d=\"M 496.058594 394.988281 C 490.640625 381.832031 483.210938 370.535156 473.617188 360.9375 C 464.019531 351.34375 453.03125 343.757812 440.339844 338.339844 C 427.648438 332.921875 414.179688 330.136719 399.632812 330.136719 C 381.523438 330.136719 361.710938 335.863281 340.199219 347.316406 L 353.042969 273.800781 L 460.769531 273.800781 C 471.914062 273.800781 480.425781 271.324219 486.152344 266.523438 C 491.878906 261.726562 494.820312 255.382812 494.820312 247.488281 C 494.820312 229.535156 483.058594 220.554688 459.375 220.554688 L 339.734375 220.554688 C 326.734375 220.554688 317.292969 223.496094 311.566406 229.378906 C 305.839844 235.261719 301.8125 244.703125 299.800781 257.703125 L 280.765625 366.355469 C 279.0625 375.953125 278.289062 381.058594 278.289062 381.832031 C 278.289062 388.644531 281.226562 394.679688 286.957031 400.097656 C 292.683594 405.515625 299.335938 408.144531 306.613281 408.144531 C 313.421875 408.144531 322.089844 404.121094 332.613281 396.226562 C 343.140625 388.332031 351.1875 382.761719 356.757812 379.511719 C 362.332031 376.261719 371.617188 374.714844 384.617188 374.714844 C 395.144531 374.714844 404.738281 377.191406 413.40625 382.296875 C 422.074219 387.40625 428.886719 394.988281 433.992188 405.359375 C 439.101562 415.574219 441.730469 427.957031 441.730469 442.503906 C 441.730469 455.972656 439.410156 468.042969 434.613281 478.566406 C 429.8125 489.09375 423.160156 497.449219 414.335938 503.488281 C 405.515625 509.523438 395.296875 512.617188 383.691406 512.617188 C 371 512.617188 359.546875 508.90625 349.175781 501.320312 C 338.960938 493.890625 330.757812 483.367188 324.71875 469.902344 C 318.53125 455.195312 309.089844 447.921875 296.398438 447.921875 C 288.96875 447.921875 282.777344 450.554688 277.976562 455.816406 C 273.023438 461.078125 270.550781 466.652344 270.550781 472.53125 C 270.550781 482.28125 274.109375 493.425781 281.074219 506.429688 C 288.039062 519.429688 300.109375 530.726562 316.828125 540.789062 C 333.699219 550.695312 355.675781 555.800781 382.761719 555.800781 C 406.90625 555.800781 428.265625 550.539062 446.839844 539.859375 C 465.414062 529.335938 479.496094 514.941406 489.402344 496.988281 C 499.152344 479.03125 504.105469 459.066406 504.105469 437.089844 C 504.261719 422.230469 501.628906 408.144531 496.058594 394.988281 \" fill-opacity=\"1\" fill-rule=\"nonzero\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-6118608\" data-id=\"6118608\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-76b108a elementor-widget elementor-widget-heading\" data-id=\"76b108a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Stap 5: uitbetaling of herstelling<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9037a3f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9037a3f\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;5dcdfc8&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ff6f8a6\" data-id=\"ff6f8a6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2597c68 elementor-widget elementor-widget-text-editor\" data-id=\"2597c68\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Zodra de verzekeraar een beslissing heeft genomen, krijg je een overzicht van het bedrag dat vergoed wordt en wat de volgende stap is.<\/span><\/p><p><span style=\"font-weight: 400;\">In de meeste gevallen heb je twee opties:<\/span><\/p><ol><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Je ontvangt een <\/b><a href=\"https:\/\/natuurenbos.vlaanderen.be\/schade-en-overlast\/schade-door-jachtwild-beschermde-dieren\/schadevergoeding-aanvragen\" target=\"_blank\" rel=\"noopener\"><b>schadevergoeding<\/b><\/a><b> op je rekening<\/b><span style=\"font-weight: 400;\">, waarmee je zelf de herstelling of vervanging regelt. Dit geeft je meer vrijheid, maar hou er rekening mee dat je vaak bewijsstukken (zoals facturen) moet voorleggen.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>De verzekeraar werkt samen met een vaste hersteller<\/b><span style=\"font-weight: 400;\"> die de schade voor jou komt herstellen. Je hoeft dan niets voor te schieten en de afhandeling verloopt vaak sneller.<\/span><\/li><\/ol><p><span style=\"font-weight: 400;\">Wil je liever zelf een hersteller kiezen? Dan moet je meestal eerst een <\/span><b>offerte laten goedkeuren<\/b><span style=\"font-weight: 400;\">. Kijk goed na wat je polis daarover zegt.<\/span><\/p><p>\u00a0<\/p><h3>Hoe lang duurt het voordat schade wordt uitgekeerd?<\/h3><p><span style=\"font-weight: 400;\">Dat hangt af van:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Hoe volledig je dossier is;<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">of je al hersteld hebt of nog niet;<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">of er discussie is over de schade.<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">Gemiddeld krijg je binnen <\/span><b>2 tot 6 weken<\/b><span style=\"font-weight: 400;\"> duidelijkheid en\/of uitbetaling.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c938edb elementor-widget elementor-widget-spacer\" data-id=\"c938edb\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ef9ded1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ef9ded1\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-3cb2f0d\" data-id=\"3cb2f0d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0a92b9f elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"0a92b9f\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"1024\" zoomAndPan=\"magnify\" viewBox=\"0 0 768 767.999994\" height=\"1024\" preserveAspectRatio=\"xMidYMid meet\"><path fill=\"#0470bd\" d=\"M 384 0 C 171.957031 0 0 171.957031 0 384 C 0 596.042969 171.957031 768 384 768 C 596.042969 768 768 596.042969 768 384 C 768 171.957031 596.042969 0 384 0 Z M 384 0 \" fill-opacity=\"1\" fill-rule=\"nonzero\"><\/path><path fill=\"#ffffff\" d=\"M 497.296875 400.40625 C 492.34375 386.941406 485.222656 375.332031 476.09375 365.425781 C 466.960938 355.519531 456.28125 347.9375 444.054688 342.519531 C 431.824219 337.101562 418.667969 334.472656 404.277344 334.472656 C 389.261719 334.472656 375.796875 337.414062 363.722656 343.292969 C 351.652344 349.175781 340.507812 358.308594 330.136719 370.535156 C 332.148438 329.363281 338.652344 300.886719 349.640625 284.789062 C 355.058594 276.894531 361.710938 270.703125 369.761719 266.058594 C 377.652344 261.417969 385.703125 259.09375 393.75 259.09375 C 403.65625 259.09375 412.480469 261.882812 420.0625 267.296875 C 427.648438 272.871094 433.0625 280.144531 436.625 289.121094 C 439.253906 296.242188 443.125 301.8125 448.695312 305.839844 C 454.113281 309.863281 459.996094 311.875 466.339844 311.875 C 473.617188 311.875 479.496094 309.398438 484.296875 304.289062 C 488.9375 299.183594 491.261719 293.609375 491.261719 287.417969 C 491.261719 277.203125 487.546875 266.371094 479.960938 255.226562 C 472.53125 244.082031 461.386719 234.640625 446.683594 227.058594 C 431.980469 219.472656 414.957031 215.757812 395.609375 215.757812 C 375.488281 215.757812 357.535156 219.472656 341.902344 227.058594 C 326.113281 234.640625 312.804688 245.785156 301.8125 260.644531 C 290.824219 275.5 282.3125 294.074219 276.429688 316.671875 C 270.550781 339.269531 267.609375 364.808594 267.609375 393.285156 C 267.609375 428.421875 272.40625 457.984375 282.15625 482.28125 C 291.90625 506.582031 305.992188 524.847656 324.410156 537.226562 C 342.828125 549.609375 364.808594 555.800781 390.191406 555.800781 C 412.324219 555.800781 431.980469 551.003906 449.46875 541.253906 C 466.960938 531.5 480.582031 517.882812 490.332031 500.546875 C 500.082031 483.210938 504.878906 463.863281 504.878906 442.503906 C 504.726562 427.800781 502.25 413.871094 497.296875 400.40625 M 429.195312 492.5 C 419.289062 505.035156 406.597656 511.226562 391.273438 511.226562 C 375.175781 511.226562 362.023438 504.414062 351.34375 490.796875 C 340.816406 477.175781 335.398438 460.148438 335.398438 439.71875 C 335.398438 427.027344 338.03125 415.882812 343.292969 406.441406 C 348.554688 397 355.367188 389.726562 363.878906 384.773438 C 372.390625 379.820312 381.367188 377.34375 390.808594 377.34375 C 400.5625 377.34375 409.691406 379.976562 417.742188 385.238281 C 425.789062 390.5 432.289062 398.085938 437.089844 407.835938 C 441.730469 417.742188 444.054688 429.503906 444.054688 443.277344 C 444.207031 463.710938 439.253906 480.117188 429.195312 492.5 \" fill-opacity=\"1\" fill-rule=\"nonzero\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-b8938de\" data-id=\"b8938de\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-eb0a23b elementor-widget elementor-widget-heading\" data-id=\"eb0a23b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Stap 6: niet akkoord? Vraag tegenexpertise<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-169ed69 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"169ed69\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4d76642\" data-id=\"4d76642\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ad383fd elementor-widget elementor-widget-text-editor\" data-id=\"ad383fd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Ben je het niet eens met het verslag van de expert? Bijvoorbeeld omdat het schadebedrag te laag lijkt, of omdat bepaalde schade niet wordt erkend? Dan heb je het recht om een <\/span><a href=\"https:\/\/www.bek-consulting.eu\/nl\/tegenexpertise\/\"><b>tegenexpertise<\/b><\/a><span style=\"font-weight: 400;\"> aan te vragen.<\/span><\/p><p><span style=\"font-weight: 400;\">Dat doe je volledig op eigen initiatief. Je schakelt een <\/span><b>onafhankelijke expert<\/b><span style=\"font-weight: 400;\"> in die jouw kant van het verhaal bekijkt en zelf een <\/span><b>nieuw expertiseverslag<\/b><span style=\"font-weight: 400;\"> opstelt. Vaak bespreken beide experten hun bevindingen met elkaar, met als doel om alsnog tot een <\/span><b>minnelijke schatting<\/b><span style=\"font-weight: 400;\"> te komen.<\/span><\/p><p><span style=\"font-weight: 400;\">Komt er geen akkoord? Dan kun je, in overleg met je verzekeraar of makelaar, verdere stappen overwegen.<\/span><\/p><p><span style=\"font-weight: 400;\">BEK Consulting is gespecialiseerd in tegenexpertises. <\/span><a href=\"https:\/\/www.bek-consulting.eu\/nl\/contact\/\"><span style=\"font-weight: 400;\">Laat je vrijblijvend adviseren door <\/span><b>BEK Consulting<\/b><span style=\"font-weight: 400;\">.<\/span><\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-31faf89 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"31faf89\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;672c432&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-edd37b7\" data-id=\"edd37b7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a7a1ae5 elementor-widget elementor-widget-spacer\" data-id=\"a7a1ae5\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-71d7957 elementor-cta--skin-classic elementor-animated-content elementor-bg-transform elementor-bg-transform-zoom-in elementor-widget elementor-widget-call-to-action\" data-id=\"71d7957\" data-element_type=\"widget\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta__content\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h2 class=\"elementor-cta__title elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\tOp zoek naar een expert?\t\t\t\t\t<\/h2>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__button-wrapper elementor-cta__content-item elementor-content-item \">\n\t\t\t\t\t<a class=\"elementor-cta__button elementor-button elementor-size-\" href=\"https:\/\/www.bek-consulting.eu\/nl\/contact\/\">\n\t\t\t\t\t\tContacteer ons\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-caa9d9c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"caa9d9c\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b312f67\" data-id=\"b312f67\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a453567 elementor-widget elementor-widget-spacer\" data-id=\"a453567\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-60fe396 elementor-widget elementor-widget-heading\" data-id=\"60fe396\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Veelgestelde vragen over schade-expertise<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e911f9a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e911f9a\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b2441f2\" data-id=\"b2441f2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c3cc899 elementor-widget elementor-widget-accordion\" data-id=\"c3cc899\" data-element_type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2051\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-2051\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Wanneer komt een schade-expert langs?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2051\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-2051\"><p><span style=\"font-weight: 400;\">Meestal binnen enkele werkdagen na de melding van je schade. In dringende gevallen (zoals storm- of brandschade) sneller.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2052\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-2052\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Hoe lang wachten op een schade-expert?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2052\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-2052\"><p><span style=\"font-weight: 400;\">Gemiddeld 2 tot 5 werkdagen. Het kan langer duren bij piekmomenten, zoals na een storm.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2053\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-2053\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Hoe bepaalt een expert de schade?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2053\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-2053\"><p><span style=\"font-weight: 400;\">Op basis van zichtbare sporen, technische analyse, offertes, en soms gesprekken met jou of derden. Alles komt samen in het <\/span><b>expertiseverslag<\/b><span style=\"font-weight: 400;\">.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7bcd22c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7bcd22c\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-48becdf\" data-id=\"48becdf\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-04c5b5a elementor-widget elementor-widget-spacer\" data-id=\"04c5b5a\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bee67d0 elementor-widget elementor-widget-heading\" data-id=\"bee67d0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Hulp nodig bij je schade-expertise?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1a1c3cc elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1a1c3cc\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-6dfd655\" data-id=\"6dfd655\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0234e2e elementor-widget elementor-widget-text-editor\" data-id=\"0234e2e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Schade aan je woning, wagen of inboedel? Bek Consulting is gespecialiseerd in onafhankelijke schade-expertise en helpt je om elke schade correct te laten inschatten. Je kunt bij ons terecht voor onder andere:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.bek-consulting.eu\/nl\/schade-expert\/brandschade\/\"><span style=\"font-weight: 400;\">Brandschade<\/span><\/a><span style=\"font-weight: 400;\"> \u2013 na rook, vuur of roetschade<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.bek-consulting.eu\/nl\/schade-expert\/stormschade\/\"><span style=\"font-weight: 400;\">Stormschade<\/span><\/a><span style=\"font-weight: 400;\"> \u2013 bij dakschade, glasbreuk of insijpeling<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.bek-consulting.eu\/nl\/schade-expert\/waterschade\/\"><span style=\"font-weight: 400;\">Waterschade<\/span><\/a><span style=\"font-weight: 400;\"> \u2013 bij lekkage, overstroming of vochtproblemen<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"http:\/\/bek-consulting.eu\/nl\/schade-expert\/woningschade\/\"><span style=\"font-weight: 400;\">Woningschade<\/span><\/a><span style=\"font-weight: 400;\"> \u2013 bij inbraak, structurele schade of instorting<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.bek-consulting.eu\/nl\/schade-expert\/expertise-auto\/\"><span style=\"font-weight: 400;\">Autoschade<\/span><\/a><span style=\"font-weight: 400;\"> \u2013 na een aanrijding of discussie over herstelling<\/span><\/li><\/ul><p><a href=\"https:\/\/www.bek-consulting.eu\/nl\/\"><b>Neem contact op met BEK Consulting<\/b><\/a><span style=\"font-weight: 400;\"> voor onafhankelijk advies.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2b7abe5 elementor-mobile-align-center elementor-align-left elementor-widget elementor-widget-raven-button\" data-id=\"2b7abe5\" data-element_type=\"widget\" data-settings=\"{&quot;turn_to_popup_action_button&quot;:&quot;no&quot;}\" data-widget_type=\"raven-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"raven-widget-wrapper\">\n\t\t\t<a class=\"raven-button raven-button-widget-normal-effect-none  raven-button-text-align-center raven-button-link elementor-animation-none\" href=\"https:\/\/www.bek-consulting.eu\/nl\/contact\/\">\t\t\t\t<div class=\"raven-button-overlay\" ><\/div>\n\t\t\t\t<span class=\"raven-button-content\">\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"button-text-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"raven-button-texts-wrapper\">\n\t\t\t\t\t\t\t<div class=\"button-text\">\n\t\t\t\t\t\t\t\t<span class=\"raven-button-text\">\n\t\t\t\t\t\t\t\t\tContacteer ons\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/a>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-e5be2a6\" data-id=\"e5be2a6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ceee681 elementor-widget elementor-widget-image\" data-id=\"ceee681\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2025\/09\/Verloop-schade-expertise-1024x682.png\" class=\"attachment-large size-large wp-image-3885\" alt=\"Schade-expert inspecteert autoschade en noteert bevindingen op een formulier\" srcset=\"https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2025\/09\/Verloop-schade-expertise-1024x682.png 1024w, https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2025\/09\/Verloop-schade-expertise-300x200.png 300w, https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2025\/09\/Verloop-schade-expertise-768x512.png 768w, https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2025\/09\/Verloop-schade-expertise-1536x1023.png 1536w, https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2025\/09\/Verloop-schade-expertise.png 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Een schade-expertise verloopt meestal volgens een vast patroon: je meldt de schade, verzamelt de nodige bewijsstukken en documenten, en daarna komt een expert langs om de schade te beoordelen. Op basis van zijn verslag beslist de verzekeraar of je recht hebt op een vergoeding, en hoeveel. Toch is het voor veel mensen onduidelijk wat zo\u2019n [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3884,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"elementor_header_footer","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[55],"tags":[],"class_list":["post-3881","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nieuws"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.bek-consulting.eu\/nl\/wp-json\/wp\/v2\/posts\/3881","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bek-consulting.eu\/nl\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bek-consulting.eu\/nl\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bek-consulting.eu\/nl\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bek-consulting.eu\/nl\/wp-json\/wp\/v2\/comments?post=3881"}],"version-history":[{"count":32,"href":"https:\/\/www.bek-consulting.eu\/nl\/wp-json\/wp\/v2\/posts\/3881\/revisions"}],"predecessor-version":[{"id":3961,"href":"https:\/\/www.bek-consulting.eu\/nl\/wp-json\/wp\/v2\/posts\/3881\/revisions\/3961"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bek-consulting.eu\/nl\/wp-json\/wp\/v2\/media\/3884"}],"wp:attachment":[{"href":"https:\/\/www.bek-consulting.eu\/nl\/wp-json\/wp\/v2\/media?parent=3881"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bek-consulting.eu\/nl\/wp-json\/wp\/v2\/categories?post=3881"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bek-consulting.eu\/nl\/wp-json\/wp\/v2\/tags?post=3881"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}