{"id":4315,"date":"2026-04-21T15:27:57","date_gmt":"2026-04-21T13:27:57","guid":{"rendered":"https:\/\/www.bek-consulting.eu\/?p=4315"},"modified":"2026-04-21T15:27:57","modified_gmt":"2026-04-21T13:27:57","slug":"que-faire-en-cas-de-foudre-ou-de-degats-causes-par-un-orage-7","status":"publish","type":"post","link":"https:\/\/www.bek-consulting.eu\/fr\/nouvelles\/que-faire-en-cas-de-foudre-ou-de-degats-causes-par-un-orage-7\/","title":{"rendered":"Que faire en cas de foudre ou de d\u00e9g\u00e2ts caus\u00e9s par un orage ?"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"4315\" class=\"elementor elementor-4315 elementor-4314\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-03b0f32 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"03b0f32\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;a5915dc&quot;,&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;50&quot;,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_bg_x&quot;:&quot;50&quot;,&quot;jet_parallax_layout_bg_y&quot;:&quot;50&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-bf2bcc3\" data-id=\"bf2bcc3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b62c27a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b62c27a\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;afb7238&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-da76418\" data-id=\"da76418\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-80d3581 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"80d3581\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-12cd432\" data-id=\"12cd432\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c4efc1a elementor-widget elementor-widget-text-editor\" data-id=\"c4efc1a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Le temps orageux est de plus en plus fr\u00e9quent en Belgique. Une violente bourrasque, la chute d&#8217;un arbre ou la foudre&#8230; et voil\u00e0 que vous vous retrouvez soudain avec des   <\/span><a href=\"https:\/\/www.bek-consulting.eu\/fr\/assistance-juridique\/dommages-au-batiment\/\"><span style=\"font-weight: 400;\">les dommages caus\u00e9s \u00e0 votre logement<\/span><\/a><span style=\"font-weight: 400;\">, de la voiture ou du jardin. Et puis ? <\/span><\/p><p><span style=\"font-weight: 400;\">Que devez-vous faire en premier lieu ? Comment \u00e9viter des dommages suppl\u00e9mentaires ? Et que pr\u00e9voit exactement votre assurance ?  <\/span><\/p><p><span style=\"font-weight: 400;\">Vous trouverez ci-dessous une <\/span><b>liste de contr\u00f4le claire et pratique<\/b><span style=\"font-weight: 400;\">  que vous pouvez suivre imm\u00e9diatement. Vous \u00e9viterez ainsi le stress, les malentendus et les pertes d&#8217;argent dues \u00e0 des mesures erron\u00e9es. <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-db62f30 elementor-widget elementor-widget-spacer\" data-id=\"db62f30\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1fe9a46 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1fe9a46\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6491bc1\" data-id=\"6491bc1\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c348f91 elementor-widget elementor-widget-text-editor\" data-id=\"c348f91\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>TL;DR :<\/b><\/p><p>Assurez d&#8217;abord votre s\u00e9curit\u00e9 (ne montez pas sur le toit et appelez le 112\/1722 si n\u00e9cessaire), enregistrez imm\u00e9diatement tous les d\u00e9g\u00e2ts avec photos et documents \u00e0 l&#8217;appui, prenez des mesures temporaires pour \u00e9viter l&#8217;aggravation et d\u00e9clarez les d\u00e9g\u00e2ts \u00e0 votre assureur le plus rapidement possible (attendez le passage de l&#8217;expert pour les r\u00e9parations importantes).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5e7762b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5e7762b\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ce59315\" data-id=\"ce59315\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-44af916 elementor-widget elementor-widget-spacer\" data-id=\"44af916\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3ece9f8 elementor-widget elementor-widget-text-editor\" data-id=\"3ece9f8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>Qu&#8217;est-ce qu&#8217;un d\u00e9g\u00e2t de temp\u00eate ?<\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-544e8df elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"544e8df\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-f3ea29b\" data-id=\"f3ea29b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b8c6d39 elementor-widget elementor-widget-text-editor\" data-id=\"b8c6d39\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Les dommages caus\u00e9s par une temp\u00eate surviennent lorsque <\/span><b>un vent violent, de la pluie ou des \u00e9clairs<\/b><span style=\"font-weight: 400;\">  endommage votre maison, votre voiture ou votre jardin. Ces dommages peuvent \u00eatre tr\u00e8s visibles (par exemple, un trou dans votre toit, un arbre tomb\u00e9, des fen\u00eatres cass\u00e9es), mais il s&#8217;agit parfois de dommages latents que vous ne remarquez que plus tard, comme des probl\u00e8mes d&#8217;humidit\u00e9 ou des pannes \u00e9lectriques apr\u00e8s un coup de foudre. <\/span><\/p><p><span style=\"font-weight: 400;\">Dans le langage de l&#8217;assurance, on parle de dommages caus\u00e9s par une temp\u00eate lorsque.. :<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">la <\/span><b>force du vent<\/b><span style=\"font-weight: 400;\"> \u00e9tait suffisamment \u00e9lev\u00e9e (en fonction de votre police : souvent \u00e0 partir de 80 km\/h)<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">er <\/span><b>g\u00e9n\u00e9ral<\/b> <b>dommages<\/b><span style=\"font-weight: 400;\"> est dans votre quartier<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">s&#8217;il y a <\/span><b>des dommages d\u00e9montrables caus\u00e9s par le vent ou la temp\u00eate<\/b><span style=\"font-weight: 400;\"> votre maison ou vos biens ont subi des dommages d\u00e9montrables dus au vent ou \u00e0 la temp\u00eate<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-6a13c29\" data-id=\"6a13c29\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7812857 elementor-widget elementor-widget-image\" data-id=\"7812857\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2026\/03\/Zijbotsing-tussen-autos-met-mogelijke-total-loss-schade-1024x683.jpg\" class=\"attachment-large size-large wp-image-4242\" alt=\"Zijaanrijding tussen twee auto&#039;s met grote deuk in de deur, wat kan leiden tot total loss schade.\" srcset=\"https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2026\/03\/Zijbotsing-tussen-autos-met-mogelijke-total-loss-schade-1024x683.jpg 1024w, https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2026\/03\/Zijbotsing-tussen-autos-met-mogelijke-total-loss-schade-300x200.jpg 300w, https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2026\/03\/Zijbotsing-tussen-autos-met-mogelijke-total-loss-schade-768x512.jpg 768w, https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2026\/03\/Zijbotsing-tussen-autos-met-mogelijke-total-loss-schade-1536x1024.jpg 1536w, https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2026\/03\/Zijbotsing-tussen-autos-met-mogelijke-total-loss-schade.jpg 1999w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-185c7d7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"185c7d7\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ca091b5\" data-id=\"ca091b5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-063ef9a elementor-widget elementor-widget-html\" data-id=\"063ef9a\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<script type=\"application\/ld+json\">{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"Article\",\n  \"headline\": \"Waarom een onafhankelijke expert je geld kan besparen\",\n  \"description\": \"Uitleg waarom een onafhankelijke schade-expert vaak tot een correcte, hogere schadevergoeding leidt en hoe tegenexpertise werkt.\",\n  \"author\": {\n    \"@type\": \"Organization\",\n    \"name\": \"BEK Consulting\"\n  },\n  \"publisher\": {\n    \"@type\": \"Organization\",\n    \"name\": \"BEK Consulting\",\n    \"logo\": {\n      \"@type\": \"ImageObject\",\n      \"url\": \"https:\/\/www.jouw-domein.be\/path\/naar\/logo.png\"\n    }\n  },\n  \"mainEntityOfPage\": {\n    \"@type\": \"WebPage\",\n    \"url\": \"https:\/\/www.jouw-domein.be\/waarom-onafhankelijke-expert-bespaart\"\n  }\n}\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-44ed5c4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"44ed5c4\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;63af51f&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fc6275b\" data-id=\"fc6275b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-41fad01 elementor-widget elementor-widget-spacer\" data-id=\"41fad01\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e83911 elementor-widget elementor-widget-text-editor\" data-id=\"1e83911\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>1. Assurer la s\u00e9curit\u00e9 avant tout  <\/h2><p><span style=\"font-weight: 400;\">Apr\u00e8s un orage ou un coup de foudre, vous avez instinctivement envie d&#8217;aller voir imm\u00e9diatement ce qui est cass\u00e9. Logique, mais inutile.   <\/span><b>V\u00e9rifiez d&#8217;abord que tout est en s\u00e9curit\u00e9.<\/b><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">ne touchez pas les c\u00e2bles ou les pi\u00e8ces \u00e9lectriques d\u00e9tach\u00e9es<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">restez \u00e0 l&#8217;\u00e9cart du verre, des objets tranchants et des murs ou des tuiles instables<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">ne montez jamais sur le toit vous-m\u00eame, les toits mouill\u00e9s et les rafales de vent sont une combinaison dangereuse<\/span><\/li><\/ul><h3>appelez les services d&#8217;urgence appropri\u00e9s<\/h3><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/112.be\/nl\" target=\"_blank\" rel=\"noopener\"><b>112<\/b><\/a><span style=\"font-weight: 400;\"> en cas d&#8217;incendie, de risque d&#8217;\u00e9lectrocution ou de risque d&#8217;effondrement.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.1722.be\/nl\/\" target=\"_blank\" rel=\"noopener\"><b>1722<\/b><\/a><span style=\"font-weight: 400;\"> ou le guichet en ligne pour les dommages caus\u00e9s par la temp\u00eate sans danger imm\u00e9diat (arbre tomb\u00e9, toit endommag\u00e9, eau dans la maison).<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-461aab2 elementor-widget elementor-widget-spacer\" data-id=\"461aab2\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5988b0d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5988b0d\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;63af51f&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3fbe125\" data-id=\"3fbe125\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4e852b2 elementor-widget elementor-widget-spacer\" data-id=\"4e852b2\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7f1fe2d elementor-widget elementor-widget-text-editor\" data-id=\"7f1fe2d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>Wat is economisch total loss?<\/h2><p><span style=\"font-weight: 400;\">Bij economisch total loss ligt het anders. In dit geval kan de auto technisch w\u00e9l hersteld worden, maar is het<\/span><b> financieel niet meer logisch. <\/b><span style=\"font-weight: 400;\">Dit gebeurt wanneer de herstellingskosten hoger zijn dan de waarde van het voertuig vlak v\u00f3\u00f3r het ongeval.<\/span><\/p><p><span style=\"font-weight: 400;\">De <\/span><b>formule<\/b><span style=\"font-weight: 400;\"> is eenvoudig:\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">werkelijke waarde v\u00f3\u00f3r ongeval &#8211; restwaarde of wrakwaarde = maximaal verantwoord herstelbedrag<\/span><\/p><p><span style=\"font-weight: 400;\">Zijn de reparatiekosten of herstellingskosten hoger dan dat bedrag? Dan gaat men spreken van economisch total loss. Hier draait alles rond <\/span><b>waardebepaling<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aaa8170 elementor-widget elementor-widget-spacer\" data-id=\"aaa8170\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ce8fe53 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ce8fe53\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4aec639\" data-id=\"4aec639\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a4cf0c4 elementor-widget elementor-widget-text-editor\" data-id=\"a4cf0c4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Les pompiers peuvent vous aider en vous proposant <\/span><b>une protection temporaire<\/b><span style=\"font-weight: 400;\">Vous pouvez par exemple poser une b\u00e2che sur le toit ou enlever des branches dangereuses. Notez l&#8217;heure de l&#8217;appel et tout num\u00e9ro de dossier. Cela vous sera utile plus tard dans votre dossier d&#8217;assurance.  <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-09d09fe elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"09d09fe\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4aa965d\" data-id=\"4aa965d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-30a67ad elementor-widget elementor-widget-spacer\" data-id=\"30a67ad\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-55a14ff elementor-widget elementor-widget-text-editor\" data-id=\"55a14ff\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2><b>Wat krijg je uitgekeerd bij economisch total loss?<\/b><\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0d89f5d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0d89f5d\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-dd7b57c\" data-id=\"dd7b57c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b5ab2eb elementor-widget elementor-widget-text-editor\" data-id=\"b5ab2eb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>Comment se pr\u00e9parer \u00e0 une temp\u00eate ?<\/h2><p><span style=\"font-weight: 400;\">Vous ne pouvez pas arr\u00eater une temp\u00eate, mais vous pouvez mieux prot\u00e9ger votre maison. Quelques   <\/span><b>simples<\/b> <b>mesures<\/b><span style=\"font-weight: 400;\"> font souvent une grande diff\u00e9rence. <\/span> <\/p><p><span style=\"font-weight: 400;\">Par exemple, v\u00e9rifiez que les tuiles ne se d\u00e9tachent pas, nettoyez les goutti\u00e8res et rangez les meubles de jardin, les jouets ou les bacs \u00e0 fleurs \u00e0 l&#8217;int\u00e9rieur. Tout ce qui peut   <\/span><b>s&#8217;envolent<\/b><span style=\"font-weight: 400;\">En cas de temp\u00eate, les fen\u00eatres, les fa\u00e7ades et m\u00eame les voitures sont endommag\u00e9es.<\/span><\/p><p><b>Fermer<\/b><span style=\"font-weight: 400;\"> en cas d&#8217;orage <\/span><b>les fen\u00eatres et les volets correctement<\/b><span style=\"font-weight: 400;\">Si la foudre frappe, d\u00e9branchez les prises de courant. Vous avez des arbres \u00e0 proximit\u00e9 de votre maison ? Dans ce cas, un contr\u00f4le p\u00e9riodique par un sp\u00e9cialiste des arbres peut \u00e9viter des probl\u00e8mes, en particulier avec les troncs vieux ou tordus.  <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-900ca8b\" data-id=\"900ca8b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5646736 elementor-widget elementor-widget-image\" data-id=\"5646736\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2026\/03\/Zwaar-auto-ongeluk-met-rode-auto-\u2013-vermoedelijk-total-loss-1024x683.jpg\" class=\"attachment-large size-large wp-image-4243\" alt=\"Auto-ongeluk op parkeerplaats waarbij een rode auto zwaar beschadigd is en mogelijk total loss is.\" srcset=\"https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2026\/03\/Zwaar-auto-ongeluk-met-rode-auto-\u2013-vermoedelijk-total-loss-1024x683.jpg 1024w, https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2026\/03\/Zwaar-auto-ongeluk-met-rode-auto-\u2013-vermoedelijk-total-loss-300x200.jpg 300w, https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2026\/03\/Zwaar-auto-ongeluk-met-rode-auto-\u2013-vermoedelijk-total-loss-768x512.jpg 768w, https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2026\/03\/Zwaar-auto-ongeluk-met-rode-auto-\u2013-vermoedelijk-total-loss-1536x1024.jpg 1536w, https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2026\/03\/Zwaar-auto-ongeluk-met-rode-auto-\u2013-vermoedelijk-total-loss.jpg 1999w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1f004e8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1f004e8\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-075058c\" data-id=\"075058c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-42ac934 elementor-widget elementor-widget-text-editor\" data-id=\"42ac934\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">In sommige gevallen wordt de <\/span><b>restwaarde van het wrak<\/b><span style=\"font-weight: 400;\"> ook in rekening gebracht. Dat betekent dat het beschadigde voertuig nog een bepaalde waarde heeft, bijvoorbeeld voor onderdelen of export. Afhankelijk van de regeling kan je het wrak zelf houden en wordt de restwaarde van de uitkering afgetrokken, of neemt de verzekeraar het voertuig over.<\/span><\/p><p><span style=\"font-weight: 400;\">Lees ook: <\/span><a href=\"https:\/\/www.bek-consulting.eu\/nl\/nieuws\/auto-total-loss-na-een-ongeluk-wat-zijn-je-rechten\/\"><span style=\"font-weight: 400;\">auto \u2018total loss\u2019 na een ongeluk: wat zijn je rechten?<\/span><\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3b05212 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3b05212\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;63af51f&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-457590f\" data-id=\"457590f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b9bb3f5 elementor-widget elementor-widget-spacer\" data-id=\"b9bb3f5\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-998d828 elementor-widget elementor-widget-text-editor\" data-id=\"998d828\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2><b>Wie beslist over total loss?<\/b><\/h2><p><span style=\"font-weight: 400;\">De beslissing om een voertuig <\/span><b>total loss<\/b><span style=\"font-weight: 400;\"> te verklaren, wordt meestal genomen door een <\/span><b>schade-expert<\/b><span style=\"font-weight: 400;\">. Deze expert wordt doorgaans aangesteld door de verzekeraar en onderzoekt het voertuig na het ongeval.<\/span><\/p><p><span style=\"font-weight: 400;\">Tijdens de expertise beoordeelt de expert <\/span><b>verschillende<\/b> <b>elementen<\/b><span style=\"font-weight: 400;\">, zoals:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">de aard en ernst van de schade<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">de herstelmogelijkheden<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">de geschatte herstellingskosten<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">de waarde van het voertuig v\u00f3\u00f3r het ongeval (de dagwaarde)<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">Wanneer je het niet eens bent met de beslissing of met de geschatte waarde van het voertuig, heb je de mogelijkheid om een <\/span><a href=\"https:\/\/www.bek-consulting.eu\/nl\/tegenexpertise\/\"><span style=\"font-weight: 400;\">tegenexpert<\/span><\/a><span style=\"font-weight: 400;\"> aan te stellen. Zo\u2019n <\/span><a href=\"https:\/\/www.bek-consulting.eu\/nl\/tegenexpertise\/auto\/\"><span style=\"font-weight: 400;\">tegenexpertise bij auto\u2019s<\/span><\/a><span style=\"font-weight: 400;\"> is onafhankelijk en geeft jou een eerlijke kans.<\/span><\/p><p><span style=\"font-weight: 400;\">Lees ook: <\/span><a href=\"https:\/\/www.bek-consulting.eu\/nl\/nieuws\/hoe-verloopt-een-schade-expertise-stap-voor-stap\/\"><span style=\"font-weight: 400;\">hoe verloopt een schade-expertise stap voor stap?<\/span><\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6396f10 elementor-widget elementor-widget-spacer\" data-id=\"6396f10\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4c9055e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4c9055e\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;672c432&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-06373b5\" data-id=\"06373b5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a95eb3c elementor-cta--skin-classic elementor-animated-content elementor-bg-transform elementor-bg-transform-zoom-in elementor-widget elementor-widget-call-to-action\" data-id=\"a95eb3c\" data-element_type=\"widget\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta__content\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h2 class=\"elementor-cta__title elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\tOp zoek naar een tegen-expert?\t\t\t\t\t<\/h2>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__button-wrapper elementor-cta__content-item elementor-content-item \">\n\t\t\t\t\t<a class=\"elementor-cta__button elementor-button elementor-size-\" href=\"https:\/\/www.bek-consulting.eu\/fr\/contact\/\">\n\t\t\t\t\t\tContacteer ons\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-06593f3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"06593f3\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5c448ee\" data-id=\"5c448ee\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-74a2484 elementor-widget elementor-widget-spacer\" data-id=\"74a2484\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a5a024e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a5a024e\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d103420\" data-id=\"d103420\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-39a377b elementor-widget elementor-widget-text-editor\" data-id=\"39a377b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2><b>Wat weegt het zwaarst?<\/b><\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7a0c568 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7a0c568\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-d4689b2\" data-id=\"d4689b2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-acea6bd elementor-widget elementor-widget-text-editor\" data-id=\"acea6bd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">In de praktijk weegt <\/span><b>economisch total loss veel vaker door<\/b><span style=\"font-weight: 400;\"> dan technisch total loss. Dat komt omdat moderne auto\u2019s duur zijn om te herstellen. Denk bijvoorbeeld aan:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">sensoren voor rijhulpsystemen<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">camera\u2019s en radar<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">complexe carrosserieonderdelen<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">dure lak- en kalibratiewerken<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">Zelfs relatief beperkte schade kan daardoor al snel leiden tot hoge herstelkosten. Daardoor worden veel voertuigen economisch total loss verklaard terwijl ze technisch nog perfect herstelbaar zijn.<\/span><\/p><p><span style=\"font-weight: 400;\">Technisch total loss komt minder vaak voor, maar wanneer het gebeurt is er <\/span><b>geen discussie mogelijk<\/b><span style=\"font-weight: 400;\">: het voertuig mag simpelweg niet meer veilig hersteld worden.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-9cd2fea\" data-id=\"9cd2fea\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1ebf82a elementor-widget elementor-widget-image\" data-id=\"1ebf82a\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"680\" src=\"https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2026\/03\/Auto-ongeluk-met-zware-schade-\u2013-mogelijk-total-loss-1024x680.jpg\" class=\"attachment-large size-large wp-image-4241\" alt=\"Auto-ongeluk met zware frontschade waarbij twee voertuigen botsen en mogelijk total loss zijn verklaard.\" srcset=\"https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2026\/03\/Auto-ongeluk-met-zware-schade-\u2013-mogelijk-total-loss-1024x680.jpg 1024w, https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2026\/03\/Auto-ongeluk-met-zware-schade-\u2013-mogelijk-total-loss-300x199.jpg 300w, https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2026\/03\/Auto-ongeluk-met-zware-schade-\u2013-mogelijk-total-loss-768x510.jpg 768w, https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2026\/03\/Auto-ongeluk-met-zware-schade-\u2013-mogelijk-total-loss-1536x1020.jpg 1536w, https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2026\/03\/Auto-ongeluk-met-zware-schade-\u2013-mogelijk-total-loss.jpg 1999w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c5a81d8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c5a81d8\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;63af51f&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a0fd90d\" data-id=\"a0fd90d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-334eaf7 elementor-widget elementor-widget-spacer\" data-id=\"334eaf7\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-169ed69 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"169ed69\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4d76642\" data-id=\"4d76642\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ad383fd elementor-widget elementor-widget-text-editor\" data-id=\"ad383fd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>Questions fr\u00e9quemment pos\u00e9es<\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a54ccbe elementor-widget elementor-widget-accordion\" data-id=\"a54ccbe\" data-element_type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1731\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1731\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Dans quel d\u00e9lai devez-vous signaler les d\u00e9g\u00e2ts caus\u00e9s par la temp\u00eate ?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1731\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1731\"><p><span style=\"font-weight: 400;\">Il est pr\u00e9f\u00e9rable de signaler les d\u00e9g\u00e2ts caus\u00e9s par la temp\u00eate <\/span><b>dans les premiers jours<\/b><span style=\"font-weight: 400;\">D\u00e8s que la situation est s\u00fbre, vous devez d\u00e9poser une d\u00e9claration de sinistre. Plus t\u00f4t vous d\u00e9posez une d\u00e9claration, plus il sera facile pour l&#8217;assureur d&#8217;ouvrir votre dossier et d&#8217;envoyer un expert.   <\/span><\/p>\n<p><span style=\"font-weight: 400;\">En outre, vous \u00e9vitez les discussions sur les dommages collat\u00e9raux : plus vous attendez, plus l&#8217;assureur risque de se demander quand exactement quelque chose s&#8217;est produit ou si d&#8217;autres facteurs sont entr\u00e9s en ligne de compte.<\/span><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1732\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-1732\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Puis-je r\u00e9parer avant que l'expert n'intervienne ?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1732\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-1732\"><p><span style=\"font-weight: 400;\">Vous pouvez <\/span><b>petites<\/b> <b>choses<\/b><span style=\"font-weight: 400;\"> faire<\/span> <span style=\"font-weight: 400;\">faire, mais<\/span> <span style=\"font-weight: 400;\">pas tout.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Les r\u00e9parations d&#8217;urgence qui aggravent <\/span><b>dommages<\/b> <b>emp\u00eacher<\/b><span style=\"font-weight: 400;\">  ( comme coller du ruban adh\u00e9sif sur une fen\u00eatre, s\u00e9cher de l&#8217;eau ou faire poser une b\u00e2che sur un toit qui fuit) sont autoris\u00e9es et m\u00eame attendues. Votre assureur doit pouvoir constater que vous n&#8217;\u00eates pas rest\u00e9 passif. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Pour les <\/span><b>r\u00e9parations plus importantes<\/b><span style=\"font-weight: 400;\"> (remplacement de la toiture, r\u00e9novation des fen\u00eatres, r\u00e9parations structurelles&#8230;), il est pr\u00e9f\u00e9rable d&#8217;attendre que l&#8217;expert ait \u00e9valu\u00e9 les d\u00e9g\u00e2ts.<\/span><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1733\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-1733\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Combien de photos dois-je prendre ?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1733\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-1733\"><p><span style=\"font-weight: 400;\">Autant que n\u00e9cessaire pour montrer la situation. La surdocumentation est quasiment inexistante dans ce type de cas. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Prenez \u00e9galement des photos sous diff\u00e9rents angles. Consid\u00e9rez votre dossier comme un puzzle : plus il y a de pi\u00e8ces, plus l&#8217;image est claire pour l&#8217;expert et plus votre dossier progressera rapidement. <\/span><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1734\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-1734\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Ma prime augmentera-t-elle si je d\u00e9pose des demandes d'indemnisation pour des dommages caus\u00e9s par la temp\u00eate ?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1734\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-1734\"><p><span style=\"font-weight: 400;\">Dans de nombreux cas <\/span><b>pas<\/b><span style=\"font-weight: 400;\">. Les dommages caus\u00e9s par les temp\u00eates rel\u00e8vent des &#8220;forces de la nature&#8221;, et il s&#8217;agit d&#8217;\u00e9v\u00e9nements dont vous n&#8217;\u00eates pas responsable en tant que client. Les assureurs n&#8217;adaptent g\u00e9n\u00e9ralement pas les primes en cons\u00e9quence. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Notez toutefois que chaque police fonctionne diff\u00e9remment. Certains assureurs prennent en compte la charge de sinistres g\u00e9n\u00e9rale d&#8217;une r\u00e9gion ou d&#8217;un type de bien. Vous avez des doutes ? V\u00e9rifiez les conditions de votre police ou demandez \u00e0 votre courtier.   <\/span><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6acc846 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6acc846\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ef70668\" data-id=\"ef70668\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e44bc99 elementor-widget elementor-widget-spacer\" data-id=\"e44bc99\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-645d543 elementor-widget elementor-widget-text-editor\" data-id=\"645d543\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>Clart\u00e9 et assistance<\/h2><p><span style=\"font-weight: 400;\">Les d\u00e9g\u00e2ts caus\u00e9s par les temp\u00eates sont ennuyeux, mais si vous prenez les bonnes mesures (s\u00e9curit\u00e9, collecte de preuves, limitation des d\u00e9g\u00e2ts et d\u00e9claration rapide), votre dossier se d\u00e9roule g\u00e9n\u00e9ralement sans probl\u00e8me. Pourtant, nous constatons que les dommages sont parfois sous-estim\u00e9s ou que des litiges surgissent quant \u00e0 la cause ou \u00e0 la responsabilit\u00e9. Cela ne doit pas vous d\u00e9courager.  <\/span><\/p><p><span style=\"font-weight: 400;\">Vous voulez vous assurer que tout est fait correctement ? <\/span><a href=\"https:\/\/www.bek-consulting.eu\/fr\/contact\/\"><b>Demandez des conseils gratuits<\/b><\/a><b>.<\/b><span style=\"font-weight: 400;\"> Nous examinerons ensemble votre dossier, nous vous apporterons des \u00e9claircissements et nous vous aiderons \u00e0 d\u00e9terminer si une contre-expertise est judicieuse.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79d2793 elementor-mobile-align-center elementor-align-left elementor-widget elementor-widget-raven-button\" data-id=\"79d2793\" data-element_type=\"widget\" data-settings=\"{&quot;turn_to_popup_action_button&quot;:&quot;no&quot;}\" data-widget_type=\"raven-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"raven-widget-wrapper\">\n\t\t\t<a class=\"raven-button raven-button-widget-normal-effect-none  raven-button-text-align-center raven-button-link elementor-animation-none\" href=\"https:\/\/www.bek-consulting.eu\/fr\/contact\/\">\t\t\t\t<div class=\"raven-button-overlay\" ><\/div>\n\t\t\t\t<span class=\"raven-button-content\">\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"button-text-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"raven-button-texts-wrapper\">\n\t\t\t\t\t\t\t<div class=\"button-text\">\n\t\t\t\t\t\t\t\t<span class=\"raven-button-text\">\n\t\t\t\t\t\t\t\t\tContacteer ons\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/a>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Le temps orageux est de plus en plus fr\u00e9quent en Belgique. Une violente bourrasque, la chute d&#8217;un arbre ou la foudre&#8230; et voil\u00e0 que vous vous retrouvez soudain avec des les dommages caus\u00e9s \u00e0 votre logement, de la voiture ou du jardin. Et puis ? Que devez-vous faire en premier lieu ? Comment \u00e9viter des [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":4037,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"elementor_header_footer","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[55],"tags":[],"class_list":["post-4315","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nieuws"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.bek-consulting.eu\/fr\/wp-json\/wp\/v2\/posts\/4315","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bek-consulting.eu\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bek-consulting.eu\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bek-consulting.eu\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bek-consulting.eu\/fr\/wp-json\/wp\/v2\/comments?post=4315"}],"version-history":[{"count":2,"href":"https:\/\/www.bek-consulting.eu\/fr\/wp-json\/wp\/v2\/posts\/4315\/revisions"}],"predecessor-version":[{"id":4325,"href":"https:\/\/www.bek-consulting.eu\/fr\/wp-json\/wp\/v2\/posts\/4315\/revisions\/4325"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bek-consulting.eu\/fr\/wp-json\/wp\/v2\/media\/4037"}],"wp:attachment":[{"href":"https:\/\/www.bek-consulting.eu\/fr\/wp-json\/wp\/v2\/media?parent=4315"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bek-consulting.eu\/fr\/wp-json\/wp\/v2\/categories?post=4315"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bek-consulting.eu\/fr\/wp-json\/wp\/v2\/tags?post=4315"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}