{"id":4055,"date":"2025-12-12T14:57:40","date_gmt":"2025-12-12T12:57:40","guid":{"rendered":"https:\/\/www.bek-consulting.eu\/?p=4055"},"modified":"2025-12-12T15:18:07","modified_gmt":"2025-12-12T13:18:07","slug":"degats-des-eaux-dus-a-des-fuites-provenant-des-voisins-du-dessus-que-faire","status":"publish","type":"post","link":"https:\/\/www.bek-consulting.eu\/fr\/nouvelles\/degats-des-eaux-dus-a-des-fuites-provenant-des-voisins-du-dessus-que-faire\/","title":{"rendered":"D\u00e9g\u00e2ts des eaux dus \u00e0 des fuites provenant des voisins du dessus : que faire ?"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"4055\" class=\"elementor elementor-4055 elementor-4054\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-03b0f32 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"03b0f32\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;a5915dc&quot;,&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;50&quot;,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_bg_x&quot;:&quot;50&quot;,&quot;jet_parallax_layout_bg_y&quot;:&quot;50&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-bf2bcc3\" data-id=\"bf2bcc3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b62c27a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b62c27a\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;afb7238&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-da76418\" data-id=\"da76418\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-80d3581 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"80d3581\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-12cd432\" data-id=\"12cd432\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c4efc1a elementor-widget elementor-widget-text-editor\" data-id=\"c4efc1a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Vous remarquez soudain des taches d&#8217;humidit\u00e9 sur votre plafond. Gouttes, taches d&#8217;humidit\u00e9, peinture \u00e9caill\u00e9e, l&#8217;eau vient manifestement d&#8217;en haut. Dans ce cas, il y a de fortes chances qu&#8217;il s&#8217;agisse de    <\/span><b>d\u00e9g\u00e2ts des eaux caus\u00e9s par les voisins du dessus<\/b><span style=\"font-weight: 400;\">. Mais que devez-vous faire ? Qui est responsable et quelle assurance prendra en charge les dommages ? <\/span><\/p><p><span style=\"font-weight: 400;\">Les d\u00e9g\u00e2ts des eaux caus\u00e9s par les voisins sont fr\u00e9quents dans les immeubles d&#8217;habitation. Le probl\u00e8me semble simple, un   <\/span><b>fuites chez les voisins de l&#8217;\u00e9tage<\/b><span style=\"font-weight: 400;\">mais la manipulation peut s&#8217;av\u00e9rer complexe. <\/span> <\/p><p><span style=\"font-weight: 400;\">Dans cet article, vous lirez \u00e9tape par \u00e9tape ce qu&#8217;il faut faire en cas de d\u00e9g\u00e2t des eaux, qui est responsable et comment obtenir une indemnisation \u00e9quitable.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-db62f30 elementor-widget elementor-widget-spacer\" data-id=\"db62f30\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1fe9a46 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1fe9a46\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6491bc1\" data-id=\"6491bc1\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c348f91 elementor-widget elementor-widget-text-editor\" data-id=\"c348f91\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>TL;DR :<\/b><\/p><p>Limitez imm\u00e9diatement les d\u00e9g\u00e2ts (fermez l&#8217;arriv\u00e9e d&#8217;eau, coupez l&#8217;\u00e9lectricit\u00e9 dans les zones humides, prot\u00e9gez vos affaires), prenez des photos\/vid\u00e9os et ne r\u00e9parez rien pour l&#8217;instant ; signalez ensuite tout directement \u00e0 votre propre compagnie d&#8217;assurance incendie afin qu&#8217;elle ouvre le dossier et r\u00e8gle l&#8217;histoire avec les voisins du dessus\/syndic ; faites appel \u00e0 un expert pour d\u00e9terminer la cause et les d\u00e9g\u00e2ts et demandez une contre-expertise ind\u00e9pendante si l&#8217;indemnisation est trop faible.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-44ed5c4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"44ed5c4\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;63af51f&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fc6275b\" data-id=\"fc6275b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-41fad01 elementor-widget elementor-widget-spacer\" data-id=\"41fad01\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e83911 elementor-widget elementor-widget-text-editor\" data-id=\"1e83911\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>Qu&#8217;est-ce qu&#8217;un d\u00e9g\u00e2t des eaux entre voisins ?<\/h2><p><span style=\"font-weight: 400;\">Un d\u00e9g\u00e2t des eaux entre voisins se produit lorsque l&#8217;eau provenant d&#8217;un autre <\/span><b>autre propri\u00e9t\u00e9 affecte vos murs, plafonds, sols ou meubles.<\/b><span style=\"font-weight: 400;\">. L&#8217;eau peut provenir des voisins du dessus, mais aussi de l&#8217;appartement voisin ou des canalisations communes.<\/span><\/p><p><span style=\"font-weight: 400;\">Les causes typiques sont les suivantes :<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">une fuite dans les tuyaux ou les canalisations<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">une baignoire, un lave-linge ou un lave-vaisselle qui d\u00e9borde<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">l&#8217;entretien en retard des toits ou des joints<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">fuite dans les canalisations communes ou les \u00e9gouts collectifs<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">En d&#8217;autres termes, il s&#8217;agit de dommages que vous n&#8217;avez pas caus\u00e9s, mais qui p\u00e9n\u00e8trent dans votre maison. Ce type de sinistre rel\u00e8ve de la   <\/span><b>l&#8217;assurance incendie<\/b><span style=\"font-weight: 400;\"> ou <\/span><a href=\"https:\/\/www.vlaanderen.be\/lokaal-bestuur\/mandatarissen\/aansprakelijkheidsverzekering\" target=\"_blank\" rel=\"noopener\"><b>assurance responsabilit\u00e9 civile<\/b><\/a><span style=\"font-weight: 400;\">selon la situation.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-461aab2 elementor-widget elementor-widget-spacer\" data-id=\"461aab2\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5e7762b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5e7762b\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ce59315\" data-id=\"ce59315\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-44af916 elementor-widget elementor-widget-spacer\" data-id=\"44af916\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3ece9f8 elementor-widget elementor-widget-text-editor\" data-id=\"3ece9f8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>Que devez-vous faire imm\u00e9diatement en cas de fuite provenant des voisins du dessus ?<\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-544e8df elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"544e8df\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-f3ea29b\" data-id=\"f3ea29b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b8c6d39 elementor-widget elementor-widget-text-editor\" data-id=\"b8c6d39\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Lorsque vous remarquez que de l&#8217;eau s&#8217;\u00e9coule d&#8217;en haut, chaque minute compte. Comment   <\/span><b>plus vite<\/b><span style=\"font-weight: 400;\"> plus vous r\u00e9agissez rapidement, plus les dommages sont limit\u00e9s et plus le r\u00e8glement avec l&#8217;assureur est facile.<\/span><\/p><p><span style=\"font-weight: 400;\">En tant que r\u00e9sident, vous n&#8217;avez souvent <\/span><b>aucun<\/b> <b>contr\u00f4le<\/b><span style=\"font-weight: 400;\"> sur les d\u00e9g\u00e2ts caus\u00e9s par les voisins, il est donc d&#8217;autant plus important d&#8217;agir rapidement.<\/span><\/p><p><span style=\"font-weight: 400;\">Lisez aussi : <\/span><a href=\"https:\/\/www.bek-consulting.eu\/nl\/nieuws\/wat-moet-u-doen-bij-waterschade\/\"><span style=\"font-weight: 400;\">Que faire en cas de d\u00e9g\u00e2t des eaux ?<\/span><\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-6a13c29\" data-id=\"6a13c29\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7812857 elementor-widget elementor-widget-image\" data-id=\"7812857\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"575\" src=\"https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2025\/12\/Waterschade-lekkage-bovenburen-1024x575.jpg\" class=\"attachment-large size-large wp-image-4060\" alt=\"Vochtplekken en verkleuring aan het plafond door waterschade van de bovenburen\" srcset=\"https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2025\/12\/Waterschade-lekkage-bovenburen-1024x575.jpg 1024w, https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2025\/12\/Waterschade-lekkage-bovenburen-300x169.jpg 300w, https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2025\/12\/Waterschade-lekkage-bovenburen-768x431.jpg 768w, https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2025\/12\/Waterschade-lekkage-bovenburen-1536x863.jpg 1536w, https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2025\/12\/Waterschade-lekkage-bovenburen.jpg 1999w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-fde10de elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fde10de\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;63af51f&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5cfa1e7\" data-id=\"5cfa1e7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c11b019 elementor-widget elementor-widget-spacer\" data-id=\"c11b019\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-78932fb elementor-widget elementor-widget-text-editor\" data-id=\"78932fb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>1. Limiter les d\u00e9g\u00e2ts<\/h3><p><span style=\"font-weight: 400;\">Votre premier r\u00e9flexe en cas de <\/span><b>d\u00e9g\u00e2t des eaux<\/b><span style=\"font-weight: 400;\"> est de s\u00e9curiser la situation.<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Fermez l&#8217;arriv\u00e9e d&#8217;eau :  <\/b><span style=\"font-weight: 400;\">Demandez \u00e0 vos voisins du dessus de fermer le robinet principal ou de fermer temporairement le tuyau qui fuit. Si la fuite provient d&#8217;une canalisation commune, pr\u00e9venez \u00e9galement le syndic imm\u00e9diatement. <\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Coupez l&#8217;\u00e9lectricit\u00e9 dans les zones concern\u00e9es :  <\/b><span style=\"font-weight: 400;\">l&#8217;eau et l&#8217;\u00e9lectricit\u00e9 ne font pas bon m\u00e9nage. Tirez le fusible ou coupez le courant dans les zones humides pour \u00e9viter les courts-circuits ou des dommages suppl\u00e9mentaires. <\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Prot\u00e9gez vos meubles et vos objets personnels :  <\/b><span style=\"font-weight: 400;\">D\u00e9placez les chaises, les tapis, les rideaux ou les appareils \u00e9lectroniques dans un endroit sec. Si n\u00e9cessaire, placez des serviettes ou un bac de r\u00e9cup\u00e9ration sous la fuite afin de limiter les dommages cons\u00e9cutifs. <\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Enregistrez les dommages :  <\/b><span style=\"font-weight: 400;\">Prenez des photos et des vid\u00e9os claires du plafond, des murs, des sols et de tout meuble endommag\u00e9 ou de tout objet non fix\u00e9. Notez \u00e9galement la date et l&#8217;heure auxquelles vous avez d\u00e9couvert la fuite. <\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4111b08 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4111b08\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f680ed5\" data-id=\"f680ed5\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fb532a9 elementor-widget elementor-widget-text-editor\" data-id=\"fb532a9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>Conseil :<\/b><span style=\"font-weight: 400;\">  Ne r\u00e9parez rien et ne jetez rien avant le passage de l&#8217;expert. M\u00eame de petits d\u00e9tails, comme des plinthes humides ou des taches d&#8217;humidit\u00e9, peuvent faire la diff\u00e9rence au niveau de l&#8217;indemnisation. <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9037a3f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9037a3f\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;5dcdfc8&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ff6f8a6\" data-id=\"ff6f8a6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-70d72aa elementor-widget elementor-widget-spacer\" data-id=\"70d72aa\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2597c68 elementor-widget elementor-widget-text-editor\" data-id=\"2597c68\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>2. Contactez votre propre assurance<\/h3><p><span style=\"font-weight: 400;\">M\u00eame s&#8217;il est \u00e9vident que les voisins du dessus sont responsables, il faut toujours <\/span><b>contacter d&#8217;abord votre propre assureur<\/b><span style=\"font-weight: 400;\">. Il est important de signaler les dommages \u00e0 votre assureur le plus rapidement possible afin de pouvoir demander une indemnisation et de faciliter le r\u00e8glement.  <\/span><\/p><p><span style=\"font-weight: 400;\">Cela peut sembler contradictoire, mais c&#8217;est le moyen le plus rapide et le plus s\u00fbr de r\u00e9gler correctement votre sinistre. Le traitement des d\u00e9g\u00e2ts des eaux caus\u00e9s par un voisin peut impliquer diff\u00e9rentes polices d&#8217;assurance, telles que l&#8217;assurance des b\u00e2timents, l&#8217;assurance du contenu ou l&#8217;assurance responsabilit\u00e9 civile. <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef4502c elementor-widget elementor-widget-spacer\" data-id=\"ef4502c\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-96b9d4a elementor-widget elementor-widget-heading\" data-id=\"96b9d4a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Pourquoi vous devez toujours faire appel \u00e0 votre propre assurance incendie<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8b4d88a elementor-widget elementor-widget-text-editor\" data-id=\"8b4d88a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">votre <\/span><b>assurance incendie<\/b><span style=\"font-weight: 400;\"> (ou assurance habitation) est votre <\/span><b>premier<\/b> <b>point de contact<\/b><span style=\"font-weight: 400;\"> en cas de d\u00e9g\u00e2ts des eaux.<\/span><\/p><p><span style=\"font-weight: 400;\">Une fois que vous avez d\u00e9clar\u00e9 le sinistre, votre assureur ouvre un <\/span><b>dossier<\/b><span style=\"font-weight: 400;\"> et s&#8217;assure que le dommage <\/span><b>officiellement \u00e9tablis<\/b><span style=\"font-weight: 400;\"> par un <\/span><b>expert<\/b><span style=\"font-weight: 400;\">. Ainsi, tout est parfaitement enregistr\u00e9 d\u00e8s le premier instant.<\/span><\/p><p><span style=\"font-weight: 400;\">Par la suite, les compagnies d&#8217;assurance se contacteront pour d\u00e9terminer <\/span><b>qui est responsable<\/b><span style=\"font-weight: 400;\"> et <\/span><b>qui supporte les co\u00fbts<\/b><span style=\"font-weight: 400;\">Ce que l&#8217;on appelle le <\/span><i><span style=\"font-weight: 400;\">droit de recouvrement<\/span><\/i><span style=\"font-weight: 400;\">  entre assureurs. Vous n&#8217;avez donc pas \u00e0 vous en occuper vous-m\u00eame ou \u00e0 n\u00e9gocier avec vos voisins. <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-004401a elementor-widget elementor-widget-text-editor\" data-id=\"004401a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>Conseil :<\/b><span style=\"font-weight: 400;\">  Ne r\u00e9parez rien et ne jetez rien avant le passage de l&#8217;expert. M\u00eame de petits d\u00e9tails, comme des plinthes humides ou des taches d&#8217;humidit\u00e9, peuvent faire la diff\u00e9rence au niveau de l&#8217;indemnisation. <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-149f61c elementor-widget elementor-widget-spacer\" data-id=\"149f61c\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4822ce9 elementor-widget elementor-widget-heading\" data-id=\"4822ce9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Ce que vous pouvez dire \u00e0 votre assureur \u00e0 l'avance<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b1b4318 elementor-widget elementor-widget-text-editor\" data-id=\"b1b4318\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">la date et l&#8217;heure auxquelles vous avez trouv\u00e9 la <\/span><b>fuite<\/b><span style=\"font-weight: 400;\"> d\u00e9couvert<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">description des dommages visibles <\/span><b>visibles<\/b><span style=\"font-weight: 400;\"> (plafond, murs, sols, meubles&#8230;)<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">tous <\/span><b>photos<\/b><span style=\"font-weight: 400;\"> et les coordonn\u00e9es des <\/span><b>voisins du dessus<\/b><span style=\"font-weight: 400;\"> ou du <\/span><b>syndic<\/b><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">si des mesures ont d\u00e9j\u00e0 \u00e9t\u00e9 prises pour pr\u00e9venir d&#8217;autres dommages<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-06593f3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"06593f3\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5c448ee\" data-id=\"5c448ee\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-74a2484 elementor-widget elementor-widget-spacer\" data-id=\"74a2484\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b5ab2eb elementor-widget elementor-widget-text-editor\" data-id=\"b5ab2eb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>3. Faites \u00e9valuer vos dommages par un expert<\/h3><p><span style=\"font-weight: 400;\">Une fois que vous avez signal\u00e9 votre d\u00e9g\u00e2t des eaux, votre <\/span><b>assureur<\/b><span style=\"font-weight: 400;\"> a <\/span><a href=\"https:\/\/www.bek-consulting.eu\/fr\/expert-en-dommages\/\"><b>expert en d\u00e9g\u00e2ts d&#8217;eau<\/b><\/a><span style=\"font-weight: 400;\"> pour \u00e9valuer officiellement les d\u00e9g\u00e2ts.<\/span><\/p><p><span style=\"font-weight: 400;\">Qui enqu\u00eate sur le lieu de la <\/span><b>fuite<\/b><span style=\"font-weight: 400;\"> l&#8217;origine de la fuite, les parties de votre maison qui ont \u00e9t\u00e9 touch\u00e9es et le montant de la r\u00e9paration. <\/span><b>r\u00e9paration<\/b><span style=\"font-weight: 400;\"> co\u00fbt de la r\u00e9paration.<\/span><\/p><p><span style=\"font-weight: 400;\">L&#8217;expert note que :<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>la cause<\/b><span style=\"font-weight: 400;\"> la cause du sinistre (canalisations, toit, drainage, faute du voisin du dessus, &#8230;)<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u00e9tendue des dommages indirects<\/b><span style=\"font-weight: 400;\">les taches d&#8217;humidit\u00e9 sur les murs ou les plafonds<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">l&#8217;estimation des <\/span><b>frais de r\u00e9paration<\/b><span style=\"font-weight: 400;\"> pour les murs, les sols ou les meubles<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">Sur la base de ce rapport, votre assureur d\u00e9terminera le montant de votre remboursement. Souvent, ce remboursement est d\u00e9termin\u00e9 en fonction   <\/span><b>valeur journali\u00e8re<\/b><span style=\"font-weight: 400;\"> des objets endommag\u00e9s, ce qui signifie que l&#8217;indemnit\u00e9 peut \u00eatre inf\u00e9rieure \u00e0 la valeur \u00e0 l&#8217;\u00e9tat neuf.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5c820aa elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5c820aa\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d00a385\" data-id=\"d00a385\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-10e49f3 elementor-widget elementor-widget-text-editor\" data-id=\"10e49f3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>Important :<\/b><span style=\"font-weight: 400;\">  Ne laissez rien \u00eatre r\u00e9par\u00e9 avant la visite de l&#8217;expert. Des interventions, m\u00eame mineures, peuvent rendre plus difficile l&#8217;\u00e9tablissement d&#8217;une preuve correcte des dommages. <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-bf4e914 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"bf4e914\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3a481c0\" data-id=\"3a481c0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fb59d4f elementor-widget elementor-widget-spacer\" data-id=\"fb59d4f\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-45ac2f0 elementor-widget elementor-widget-text-editor\" data-id=\"45ac2f0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>4. Vous n&#8217;\u00eates pas d&#8217;accord avec l&#8217;indemnisation ? Demandez une contre-expertise <\/h3><p><span style=\"font-weight: 400;\">Vous pensez que le rapport de l&#8217;assureur est erron\u00e9 ou que les dommages ont \u00e9t\u00e9 sous-estim\u00e9s ? Dans ce cas, vous avez toujours le droit de d\u00e9poser une   <\/span><a href=\"https:\/\/www.bek-consulting.eu\/fr\/contre-expertise\/\"><b>contre-expert ind\u00e9pendant<\/b><\/a><span style=\"font-weight: 400;\"> pour s&#8217;engager.<\/span><\/p><p><span style=\"font-weight: 400;\">A <\/span><b>contre-expert<\/b><span style=\"font-weight: 400;\">  travaille pour vous, pas pour l&#8217;assureur. Il examine le dossier, \u00e9tablit son propre devis et n\u00e9gocie avec la compagnie un   <\/span><b>une r\u00e9mun\u00e9ration correcte et \u00e9quitable<\/b><span style=\"font-weight: 400;\">.<\/span><\/p><p><b>BEK Consulting<\/b><span style=\"font-weight: 400;\">  est totalement ind\u00e9pendant et ne d\u00e9fend que vos int\u00e9r\u00eats. Nos experts reconnus veillent \u00e0 ce que votre   <\/span><a href=\"https:\/\/www.bek-consulting.eu\/fr\/contre-expertise\/degats-des-eaux\/\"><b>d\u00e9g\u00e2ts des eaux<\/b><\/a><span style=\"font-weight: 400;\"> est \u00e9valu\u00e9 correctement et que vous obtenez ce \u00e0 quoi vous avez droit &#8211; de mani\u00e8re \u00e9quitable, transparente et sans conflit d&#8217;int\u00e9r\u00eats.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-12ece99 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"12ece99\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-acd87e4\" data-id=\"acd87e4\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0d20096 elementor-widget elementor-widget-text-editor\" data-id=\"0d20096\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>Bon \u00e0 savoir :<\/b><span style=\"font-weight: 400;\"> dans de nombreux cas, une contre-expertise est <\/span><b>totalement gratuite<\/b><span style=\"font-weight: 400;\"> ou <\/span><b>prise en charge par votre assurance protection juridique<\/b><span style=\"font-weight: 400;\">. Cela ne vous co\u00fbte donc rien de plus, mais peut faire une diff\u00e9rence de plusieurs centaines d&#8217;euros dans votre indemnisation.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-25b633f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"25b633f\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a63987e\" data-id=\"a63987e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0d75d2a elementor-widget elementor-widget-spacer\" data-id=\"0d75d2a\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3a56d62 elementor-widget elementor-widget-text-editor\" data-id=\"3a56d62\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>Qui est responsable en cas de d\u00e9g\u00e2ts des eaux caus\u00e9s par des voisins (\u00e0 l&#8217;\u00e9tage) ?<\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a590a5b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a590a5b\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-79d5ff3\" data-id=\"79d5ff3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c366503 elementor-widget elementor-widget-text-editor\" data-id=\"c366503\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">La <\/span><b>responsabilit\u00e9<\/b><span style=\"font-weight: 400;\"> d\u00e9pend de l&#8217;endroit o\u00f9 la <\/span><b>fuite<\/b><span style=\"font-weight: 400;\"> et de la personne responsable de l&#8217;entretien.<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Le locataire du dessus<\/b><span style=\"font-weight: 400;\"> est responsable si la fuite provient d&#8217;un mauvais usage ou d&#8217;une n\u00e9gligence (par exemple, une baignoire qui d\u00e9borde ou un mauvais entretien).<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Le propri\u00e9taire au-dessus de vous<\/b><span style=\"font-weight: 400;\"> est responsable des d\u00e9fauts structurels, de la v\u00e9tust\u00e9 des canalisations ou des retards d&#8217;entretien.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Dans le cas des parties communes<\/b><span style=\"font-weight: 400;\"> (tuyaux dans les murs ou les plafonds, toit, drainage), la responsabilit\u00e9 incombe \u00e0 l&#8217;association des copropri\u00e9taires (VME). <\/span><b>l&#8217;association des copropri\u00e9taires (VME)<\/b><span style=\"font-weight: 400;\"> ou du syndic.<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">Dans tous les cas, la partie responsable doit avoir son <\/span><b>assurance responsabilit\u00e9 civile<\/b><span style=\"font-weight: 400;\"> ou <\/span><b>assurance incendie<\/b><span style=\"font-weight: 400;\"> recours.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-6e73c3a\" data-id=\"6e73c3a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-656ea99 elementor-widget elementor-widget-image\" data-id=\"656ea99\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2025\/12\/Waterschade-door-bovenburen-parket-1024x683.jpg\" class=\"attachment-large size-large wp-image-4064\" alt=\"Waterschade door bovenburen zichtbaar op een houten vloer met opbollende naden\" srcset=\"https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2025\/12\/Waterschade-door-bovenburen-parket-1024x683.jpg 1024w, https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2025\/12\/Waterschade-door-bovenburen-parket-300x200.jpg 300w, https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2025\/12\/Waterschade-door-bovenburen-parket-768x512.jpg 768w, https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2025\/12\/Waterschade-door-bovenburen-parket-1536x1024.jpg 1536w, https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2025\/12\/Waterschade-door-bovenburen-parket.jpg 1999w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4c3fa77 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4c3fa77\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7369d7e\" data-id=\"7369d7e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ab8ce32 elementor-widget elementor-widget-spacer\" data-id=\"ab8ce32\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aa263ae elementor-widget elementor-widget-text-editor\" data-id=\"aa263ae\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>Comment se d\u00e9roule l&#8217;indemnisation ?<\/h2><p><span style=\"font-weight: 400;\">Le traitement des <\/span><b>d\u00e9g\u00e2ts des eaux<\/b><span style=\"font-weight: 400;\"> se d\u00e9roule g\u00e9n\u00e9ralement en trois \u00e9tapes :<\/span><\/p><ol><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Votre propre assurance<\/b><span style=\"font-weight: 400;\">  paie d&#8217;abord les dommages caus\u00e9s \u00e0 votre habitation ou \u00e0 son contenu. L&#8217;assureur indemnisera les dommages sur la base de la valeur \u00e0 neuf ou de la valeur r\u00e9elle, selon les termes de la police. N&#8217;oubliez pas que l&#8217;indemnisation est parfois moins \u00e9lev\u00e9e en raison de l&#8217;exon\u00e9ration pr\u00e9vue dans votre police. De cette fa\u00e7on, vous ne devez pas attendre la r\u00e9ponse des voisins du dessus ou de leur assureur.   <\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>L&#8217;assureur du voisin responsable<\/b><span style=\"font-weight: 400;\">  rembourse ensuite le montant \u00e0 votre entreprise. Ce processus est appel\u00e9   <\/span><i><span style=\"font-weight: 400;\">recours<\/span><\/i><span style=\"font-weight: 400;\"> entre assureurs.<\/span><\/li><\/ol><p><b>En cas de litige<\/b><span style=\"font-weight: 400;\"> sur la cause ou le montant des dommages, un <\/span><b>contre-expert ind\u00e9pendant<\/b><span style=\"font-weight: 400;\"> intervient pour r\u00e9\u00e9valuer le cas.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-31faf89 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"31faf89\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;672c432&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-edd37b7\" data-id=\"edd37b7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-71d7957 elementor-cta--skin-classic elementor-animated-content elementor-bg-transform elementor-bg-transform-zoom-in elementor-widget elementor-widget-call-to-action\" data-id=\"71d7957\" data-element_type=\"widget\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta__content\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h2 class=\"elementor-cta__title elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\tVous cherchez un contre-expert ?\t\t\t\t\t<\/h2>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__button-wrapper elementor-cta__content-item elementor-content-item \">\n\t\t\t\t\t<a class=\"elementor-cta__button elementor-button elementor-size-\" href=\"https:\/\/www.bek-consulting.eu\/fr\/contact\/\">\n\t\t\t\t\t\tContactez nous\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6b18db6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6b18db6\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-30187ef\" data-id=\"30187ef\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e396617 elementor-widget elementor-widget-spacer\" data-id=\"e396617\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-453cd12 elementor-widget elementor-widget-text-editor\" data-id=\"453cd12\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>Que faire si les voisins du dessus ne coop\u00e8rent pas ?<\/h2><p><span style=\"font-weight: 400;\">Parfois, les voisins refusent de reconna\u00eetre les d\u00e9g\u00e2ts, la cause n&#8217;est pas claire ou ils ont m\u00eame d\u00e9m\u00e9nag\u00e9.<\/span><\/p><p><span style=\"font-weight: 400;\">Ne vous d\u00e9couragez pas : votre <\/span><b>propre assureur<\/b><span style=\"font-weight: 400;\"> peut poursuivre l&#8217;enqu\u00eate et d\u00e9signer un <\/span><b>expert<\/b><span style=\"font-weight: 400;\"> envoyer un expert pour trouver la fuite.<\/span><\/p><p><span style=\"font-weight: 400;\">Un litige en mati\u00e8re de responsabilit\u00e9 ou d&#8217;indemnisation subsiste-t-il ? Dans ce cas, BEK Consulting vous propose   <\/span><a href=\"https:\/\/www.bek-consulting.eu\/fr\/assistance-juridique\/\"><span style=\"font-weight: 400;\">l&#8217;aide juridique<\/span><\/a><span style=\"font-weight: 400;\">  Pour engager la responsabilit\u00e9 de la bonne partie et d\u00e9fendre vos int\u00e9r\u00eats. Nous vous aiderons \u00e0 rassembler les preuves, \u00e0 d\u00e9terminer les causes et \u00e0 obtenir une indemnisation ad\u00e9quate. <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-169ed69 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"169ed69\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4d76642\" data-id=\"4d76642\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c938edb elementor-widget elementor-widget-spacer\" data-id=\"c938edb\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ad383fd elementor-widget elementor-widget-text-editor\" data-id=\"ad383fd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>Questions fr\u00e9quemment pos\u00e9es sur les d\u00e9g\u00e2ts des eaux caus\u00e9s par les voisins du dessus<\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a54ccbe elementor-widget elementor-widget-accordion\" data-id=\"a54ccbe\" data-element_type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1731\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1731\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Qui paie les r\u00e9parations en cas de fuite caus\u00e9e par des voisins ?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1731\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1731\"><p><span style=\"font-weight: 400;\">Les <\/span><b>responsable<\/b> <b>responsable<\/b><span style=\"font-weight: 400;\">  (locataire, propri\u00e9taire ou VME) par l&#8217;interm\u00e9diaire de son assurance. C&#8217;est votre propre assureur qui se chargera d&#8217;abord de l&#8217;intervention. <\/span><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1732\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-1732\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Mon contenu sera-t-il \u00e9galement rembours\u00e9 en cas de d\u00e9g\u00e2ts des eaux ?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1732\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-1732\"><p><span style=\"font-weight: 400;\">Oui, votre <\/span><b>assurance contenu<\/b><span style=\"font-weight: 400;\"> couvre les dommages caus\u00e9s aux meubles, aux sols et aux effets personnels, en fonction de votre police.<\/span><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1733\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-1733\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Que se passe-t-il si la fuite se situe dans le mur ou dans un tuyau commun ?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1733\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-1733\"><p><span style=\"font-weight: 400;\">La responsabilit\u00e9 incombe alors \u00e0 l&#8217;EMV ou \u00e0 l&#8217;administrateur. Les   <\/span><b>l&#8217;assurance du b\u00e2timent<\/b><span style=\"font-weight: 400;\"> du b\u00e2timent intervient.<\/span><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6acc846 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6acc846\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ef70668\" data-id=\"ef70668\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e44bc99 elementor-widget elementor-widget-spacer\" data-id=\"e44bc99\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-645d543 elementor-widget elementor-widget-text-editor\" data-id=\"645d543\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>Besoin de s\u00e9curit\u00e9 en cas de d\u00e9g\u00e2ts des eaux ? Nous sommes \u00e0 100% de votre c\u00f4t\u00e9 <\/h2><p><span style=\"font-weight: 400;\">Vous avez des doutes sur la cause, la responsabilit\u00e9 ou l&#8217;indemnisation de votre d\u00e9g\u00e2t des eaux ? BEK Consulting est \u00e0 vos c\u00f4t\u00e9s. <\/span><\/p><p><span style=\"font-weight: 400;\">Nos experts ind\u00e9pendants \u00e9valuent votre demande en toute objectivit\u00e9 et veillent \u00e0 ce que vous obteniez ce \u00e0 quoi vous avez droit.<\/span><\/p><p><span style=\"font-weight: 400;\">Contactez nous aujourd&#8217;hui <\/span><a href=\"https:\/\/www.bek-consulting.eu\/fr\/contact\/\"><span style=\"font-weight: 400;\">contactez-nous<\/span><\/a><span style=\"font-weight: 400;\"> pour une premi\u00e8re consultation gratuite.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aabdeda elementor-widget elementor-widget-jet-button\" data-id=\"aabdeda\" data-element_type=\"widget\" data-widget_type=\"jet-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-jet-button jet-elements\"><div class=\"jet-button__container\">\n\t<a class=\"jet-button__instance jet-button__instance--icon-left hover-effect-0\" href=\"https:\/\/www.bek-consulting.eu\/fr\/contact\/\">\n\t\t<div class=\"jet-button__plane jet-button__plane-normal\"><\/div>\n\t\t<div class=\"jet-button__plane jet-button__plane-hover\"><\/div>\n\t\t<div class=\"jet-button__state jet-button__state-normal\">\n\t\t\t<span class=\"jet-button__label\">Prenez contact avec nous<\/span>\t\t<\/div>\n\t\t<div class=\"jet-button__state jet-button__state-hover\">\n\t\t\t<span class=\"jet-button__label\">Allez<\/span>\t\t<\/div>\n\t<\/a>\n<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Vous remarquez soudain des taches d&#8217;humidit\u00e9 sur votre plafond. Gouttes, taches d&#8217;humidit\u00e9, peinture \u00e9caill\u00e9e, l&#8217;eau vient manifestement d&#8217;en haut. Dans ce cas, il y a de fortes chances qu&#8217;il s&#8217;agisse de d\u00e9g\u00e2ts des eaux caus\u00e9s par les voisins du dessus. Mais que devez-vous faire ? Qui est responsable et quelle assurance prendra en charge les [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":4057,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"elementor_header_footer","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[56],"tags":[],"class_list":["post-4055","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nouvelles"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.bek-consulting.eu\/fr\/wp-json\/wp\/v2\/posts\/4055","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bek-consulting.eu\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bek-consulting.eu\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bek-consulting.eu\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bek-consulting.eu\/fr\/wp-json\/wp\/v2\/comments?post=4055"}],"version-history":[{"count":5,"href":"https:\/\/www.bek-consulting.eu\/fr\/wp-json\/wp\/v2\/posts\/4055\/revisions"}],"predecessor-version":[{"id":4093,"href":"https:\/\/www.bek-consulting.eu\/fr\/wp-json\/wp\/v2\/posts\/4055\/revisions\/4093"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bek-consulting.eu\/fr\/wp-json\/wp\/v2\/media\/4057"}],"wp:attachment":[{"href":"https:\/\/www.bek-consulting.eu\/fr\/wp-json\/wp\/v2\/media?parent=4055"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bek-consulting.eu\/fr\/wp-json\/wp\/v2\/categories?post=4055"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bek-consulting.eu\/fr\/wp-json\/wp\/v2\/tags?post=4055"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}