{"id":4003,"date":"2025-11-07T11:03:12","date_gmt":"2025-11-07T09:03:12","guid":{"rendered":"https:\/\/www.bek-consulting.eu\/?p=4003"},"modified":"2025-12-12T15:19:09","modified_gmt":"2025-12-12T13:19:09","slug":"quand-avez-vous-droit-a-une-voiture-de-remplacement-apres-un-accident","status":"publish","type":"post","link":"https:\/\/www.bek-consulting.eu\/fr\/nouvelles\/quand-avez-vous-droit-a-une-voiture-de-remplacement-apres-un-accident\/","title":{"rendered":"Quand avez-vous droit \u00e0 une voiture de remplacement apr\u00e8s un accident ?"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"4003\" class=\"elementor elementor-4003 elementor-4002\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-03b0f32 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"03b0f32\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;a5915dc&quot;,&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;50&quot;,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_bg_x&quot;:&quot;50&quot;,&quot;jet_parallax_layout_bg_y&quot;:&quot;50&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-bf2bcc3\" data-id=\"bf2bcc3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b62c27a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b62c27a\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;afb7238&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-da76418\" data-id=\"da76418\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-544e8df elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"544e8df\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-f3ea29b\" data-id=\"f3ea29b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b8c6d39 elementor-widget elementor-widget-text-editor\" data-id=\"b8c6d39\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Apr\u00e8s un accident ou lorsque votre voiture est au garage pour des r\u00e9parations, l&#8217;absence de transport peut \u00eatre source de stress. Heureusement, il existe un service de   <\/span><b>voiture de remplacement<\/b><span style=\"font-weight: 400;\">afin que vous puissiez rester mobile pendant que votre propre voiture est r\u00e9par\u00e9e. <\/span> <\/p><p><span style=\"font-weight: 400;\">Mais quand avez-vous droit \u00e0 une voiture de remplacement ? <\/span><b>droit \u00e0 une voiture de remplacement<\/b><span style=\"font-weight: 400;\">Quels sont vos droits, les conditions de votre assurance automobile et les r\u00e8gles applicables \u00e0 son utilisation ? Dans cet article, vous d\u00e9couvrirez vos droits, les conditions de votre assurance automobile et des conseils pratiques pour utiliser au mieux une voiture de remplacement apr\u00e8s un accident ou pendant des r\u00e9parations. <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-6a13c29\" data-id=\"6a13c29\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7812857 elementor-widget elementor-widget-image\" data-id=\"7812857\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2025\/11\/Vervangwagens-1024x683.jpg\" class=\"attachment-large size-large wp-image-4005\" alt=\"Rij met vervangwagens die klaarstaan bij de garage na een ongeval of herstelling\" srcset=\"https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2025\/11\/Vervangwagens-1024x683.jpg 1024w, https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2025\/11\/Vervangwagens-300x200.jpg 300w, https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2025\/11\/Vervangwagens-768x512.jpg 768w, https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2025\/11\/Vervangwagens-1536x1024.jpg 1536w, https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2025\/11\/Vervangwagens-2048x1365.jpg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-374f801 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"374f801\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;4dfef79&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-34fb849\" data-id=\"34fb849\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-953cdb7 elementor-widget elementor-widget-html\" data-id=\"953cdb7\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<script type=\"application\/ld+json\">{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"Article\",\n  \"headline\": \"Auto total loss na een ongeluk? Dit zijn je rechten\",\n  \"description\": \"Auto total loss? Ontdek je rechten en wat je kunt doen bij een te lage schadevergoeding.\",\n  \"author\": {\n    \"@type\": \"Organization\",\n    \"name\": \"BEK Consulting\",\n    \"url\": \"https:\/\/www.bekconsulting.be\"\n  },\n  \"publisher\": {\n    \"@type\": \"Organization\",\n    \"name\": \"BEK Consulting\",\n    \"logo\": {\n      \"@type\": \"ImageObject\",\n      \"url\": \"https:\/\/www.bekconsulting.be\/logo.png\"\n    }\n  },\n  \"mainEntityOfPage\": {\n    \"@type\": \"WebPage\",\n    \"@id\": \"https:\/\/www.bekconsulting.be\/auto-total-loss-rechten\"\n  },\n  \"datePublished\": \"2025-07-22\",\n  \"dateModified\": \"2025-07-22\",\n  \"image\": \"https:\/\/www.bekconsulting.be\/images\/auto-total-loss.jpg\",\n  \"articleSection\": \"Verzekering, Schadevergoeding, Auto\",\n  \"keywords\": [\n    \"Auto total loss\",\n    \"Schadevergoeding auto\",\n    \"Total loss rechten\",\n    \"Verzekering total loss\",\n    \"Wrakwaarde\",\n    \"Dagwaarde auto\",\n    \"Economisch total loss\",\n    \"Technisch total loss\",\n    \"Schade-expert auto\",\n    \"Tegenexpertise auto\",\n    \"Gebruiksderving vergoeding\",\n    \"BA-verzekering tegenpartij\",\n    \"Omniumverzekering\",\n    \"BEK Consulting\"\n  ]\n}\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ee80ce elementor-widget elementor-widget-spacer\" data-id=\"5ee80ce\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-81cbdbf elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"81cbdbf\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c0a3aef\" data-id=\"c0a3aef\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-400e891 elementor-widget elementor-widget-html\" data-id=\"400e891\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<script type=\"application\/ld+json\">{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"HowTo\",\n  \"name\": \"Schadeclaim indienen: stappenplan\",\n  \"description\": \"Ontdek stap voor stap hoe je schade meldt, je dossier voorbereidt en wat je kunt doen als je niet akkoord gaat met de schade-expertise.\",\n  \"totalTime\": \"P0DT0H0M\", \n  \"step\": [\n    {\n      \"@type\": \"HowToStep\",\n      \"name\": \"Stap 1: Schade melden\",\n      \"text\": \"Meld de schade zo snel mogelijk bij je verzekeraar of makelaar. Verzamel info zoals datum, tijd, locatie, foto\u2019s, getuigenverklaringen, en bij inbraak of brand een proces-verbaal.\"\n    },\n    {\n      \"@type\": \"HowToStep\",\n      \"name\": \"Stap 2: Je dossier voorbereiden\",\n      \"text\": \"Maak een inventaris van beschadigde goederen, voeg foto\u2019s toe, facturen of garanties, offertes en bewijs van kosten. Hoe vollediger, hoe sneller de behandeling.\"\n    },\n    {\n      \"@type\": \"HowToStep\",\n      \"name\": \"Stap 3: Bezoek van de schade-expert\",\n      \"text\": \"De expert onderzoekt hoe de schade is ontstaan, welke goederen getroffen zijn en schat de herstelkosten in. Hij maakt een verslag op. Onderteken niet meteen als je twijfelt; je hebt recht op tegenexpertise.\"\n    },\n    {\n      \"@type\": \"HowToStep\",\n      \"name\": \"Stap 4: Beoordeling door je verzekeraar\",\n      \"text\": \"De verzekeraar beslist op basis van het verslag of de schade gedekt is, wat de vergoeding is en of je een vrije hersteller mag kiezen.\"\n    },\n    {\n      \"@type\": \"HowToStep\",\n      \"name\": \"Stap 5: Uitbetaling of herstelling\",\n      \"text\": \"Je krijgt een schadevergoeding op je rekening of de verzekeraar regelt de herstelling via een partner. Dit duurt gemiddeld 2 tot 6 weken, afhankelijk van je dossier.\"\n    },\n    {\n      \"@type\": \"HowToStep\",\n      \"name\": \"Stap 6: Niet akkoord? Vraag tegenexpertise\",\n      \"text\": \"Ben je het niet eens met de schatting? Schakel een onafhankelijke expert in voor tegenexpertise. Zo sta je sterker bij onderhandelingen en kun je een correcte vergoeding afdwingen.\"\n    }\n  ],\n  \"publisher\": {\n    \"@type\": \"Organization\",\n    \"name\": \"BEK Consulting\",\n    \"url\": \"https:\/\/www.bekconsulting.be\"\n  }\n}\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b1ad25b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b1ad25b\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;ad3ebb0&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-65b034f\" data-id=\"65b034f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9c9332b elementor-widget elementor-widget-text-editor\" data-id=\"9c9332b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>1. Avec l&#8217;assurance multirisque : vous avez g\u00e9n\u00e9ralement droit \u00e0 une voiture de remplacement.<\/h2><p><span style=\"font-weight: 400;\">Avez-vous une assurance tous risques (compl\u00e8te ou limit\u00e9e) ? Dans ce cas, vous \u00eates g\u00e9n\u00e9ralement au bon endroit. <\/span><\/p><p><span style=\"font-weight: 400;\">A <\/span><b>omnium<\/b><span style=\"font-weight: 400;\"> couvre les <\/span><b>dommages caus\u00e9s \u00e0 votre<\/b> <b>propre<\/b> <b>voiture<\/b><span style=\"font-weight: 400;\">m\u00eame si vous \u00eates \u00e0 l&#8217;origine de l&#8217;accident. Pendant que votre v\u00e9hicule est r\u00e9par\u00e9, la plupart des assureurs vous fourniront une voiture de remplacement. <\/span><\/p><h3>Important \u00e0 savoir<\/h3><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>R\u00e9paration dans un garage agr\u00e9\u00e9<\/b><span style=\"font-weight: 400;\">Si vous choisissez un r\u00e9parateur agr\u00e9\u00e9, vous pouvez utiliser la voiture de remplacement pendant toute la dur\u00e9e de la r\u00e9paration.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Autre garage<\/b><span style=\"font-weight: 400;\">si vous faites r\u00e9parer votre voiture ailleurs, il y a souvent une limitation (par exemple 5 ou 10 jours).<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Perte totale<\/b><span style=\"font-weight: 400;\">En cas de perte totale<\/span> <span style=\"font-weight: 400;\">vous b\u00e9n\u00e9ficiez g\u00e9n\u00e9ralement d&#8217;une voiture de remplacement jusqu&#8217;au lendemain de la confirmation de l&#8217;expert, avec un maximum de 6 jours. <\/span> <\/li><\/ul><p><span style=\"font-weight: 400;\">Lisez aussi : <\/span><a href=\"https:\/\/www.bek-consulting.eu\/fr\/nouvelles\/voiture-detruite-apres-un-accident-quels-sont-vos-droits\/\"><span style=\"font-weight: 400;\">Voiture &#8220;d\u00e9truite&#8221; apr\u00e8s un accident : quels sont vos droits ?<\/span><\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eecac1a elementor-widget elementor-widget-spacer\" data-id=\"eecac1a\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-92dcd23 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"92dcd23\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d5f7793\" data-id=\"d5f7793\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4d0f7a1 elementor-widget elementor-widget-text-editor\" data-id=\"4d0f7a1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Vous avez des doutes sur l&#8217;\u00e9valuation des dommages ou le rapport de l&#8217;expert ? A  <\/span><b>ind\u00e9pendant <\/b><a href=\"https:\/\/www.bek-consulting.eu\/fr\/contre-expertise\/automobile\/\"><b>contre-expert<\/b><\/a><b> de BEK Consulting<\/b><span style=\"font-weight: 400;\"> peut v\u00e9rifier si l&#8217;\u00e9valuation a \u00e9t\u00e9 effectu\u00e9e correctement et si l&#8217;indemnisation est proportionnelle aux dommages r\u00e9els.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7e8035c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7e8035c\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;0c9e71f&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-206f0aa\" data-id=\"206f0aa\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5d7d5f9 elementor-widget elementor-widget-spacer\" data-id=\"5d7d5f9\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ec77049 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ec77049\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;e209e8f&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a83a285\" data-id=\"a83a285\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ffb1ba6 elementor-widget elementor-widget-text-editor\" data-id=\"ffb1ba6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>2. Pour l&#8217;assurance BA uniquement : pas de droit automatique<\/h2><p><span style=\"font-weight: 400;\">L&#8217;assurance <\/span><b>assurance auto BA<\/b><span style=\"font-weight: 400;\"> (responsabilit\u00e9 civile) est exig\u00e9e par la loi, mais elle ne couvre que les <\/span><b>les dommages que vous causez aux tiers<\/b><span style=\"font-weight: 400;\">. Elle n&#8217;inclut pas votre propre v\u00e9hicule ni l&#8217;immobilisation.<\/span><\/p><p><span style=\"font-weight: 400;\">Signification :<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u00cates-vous dans <\/span><b>mal<\/b><span style=\"font-weight: 400;\">Dans ce cas, vous devez couvrir vous-m\u00eame le co\u00fbt d&#8217;une voiture de remplacement.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Si vous n&#8217;\u00eates pas responsable, vous pouvez demander que l&#8217;assureur de l&#8217;autre partie <\/span><b>l&#8217;assureur de l&#8217;autre partie<\/b><span style=\"font-weight: 400;\"> les frais de votre voiture de remplacement <\/span><b>soient rembours\u00e9s<\/b><span style=\"font-weight: 400;\">.<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">Nos<\/span><a href=\"https:\/\/www.bek-consulting.eu\/fr\/expert-en-dommages\/expertise-voiture-apres-accident\/\"><span style=\"font-weight: 400;\"> experts en dommages automobiles<\/span><\/a><span style=\"font-weight: 400;\"> vous aideront \u00e0 \u00e9valuer correctement les dommages et \u00e0 obtenir une indemnisation \u00e9quitable.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c17798d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c17798d\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fd2d74c\" data-id=\"fd2d74c\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a4b13b5 elementor-widget elementor-widget-spacer\" data-id=\"a4b13b5\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-348fd61 elementor-widget elementor-widget-text-editor\" data-id=\"348fd61\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>Conseil :<\/b><span style=\"font-weight: 400;\">  v\u00e9rifiez si votre contrat comprend une &#8220;assistance accident&#8221; ou une &#8220;garantie mobilit\u00e9&#8221;. Vous \u00e9viterez ainsi les mauvaises surprises et votre mobilit\u00e9 restera assur\u00e9e. <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9ff78f2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9ff78f2\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;e8f8418&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1dc668d\" data-id=\"1dc668d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0e8f21f elementor-widget elementor-widget-spacer\" data-id=\"0e8f21f\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-44ed5c4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"44ed5c4\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;63af51f&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fc6275b\" data-id=\"fc6275b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1e83911 elementor-widget elementor-widget-text-editor\" data-id=\"1e83911\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>3. Pour le mini-omnium ou l&#8217;assistance \u00e9tendue : selon les conditions<\/h2><p><span style=\"font-weight: 400;\">Avec une <\/span><b>assurance mini-omnium<\/b><span style=\"font-weight: 400;\"> une voiture de remplacement <\/span><b>n&#8217;est pas toujours incluse<\/b><span style=\"font-weight: 400;\">.<\/span><\/p><p><span style=\"font-weight: 400;\">N\u00e9anmoins, vous pouvez souvent compter sur une voiture temporaire gr\u00e2ce \u00e0 l&#8217;assistance \u00e9tendue ou \u00e0 la garantie de mobilit\u00e9.<\/span><\/p><p><b>Top Assistance<\/b><span style=\"font-weight: 400;\"> ou <\/span><b>garantie de mobilit\u00e9<\/b><span style=\"font-weight: 400;\"> offre le droit \u00e0 :<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A <\/span><b>voiture de remplacement<\/b><span style=\"font-weight: 400;\"> En cas de panne ou d&#8217;accident, m\u00eame sans assurance tous risques.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Jusqu&#8217;\u00e0 15 jours en <\/span><b>Belgique<\/b><span style=\"font-weight: 400;\"> ou 7 jours \u00e0 l&#8217;\u00e9tranger <\/span><b>\u00e0 l&#8217;\u00e9tranger<\/b><span style=\"font-weight: 400;\">selon la compagnie a\u00e9rienne.<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">Certains assureurs proposent \u00e9galement une voiture de remplacement en cas de <\/span><b>vol<\/b><span style=\"font-weight: 400;\"> de votre voiture, souvent pour une dur\u00e9e allant jusqu&#8217;\u00e0 30 jours.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-461aab2 elementor-widget elementor-widget-spacer\" data-id=\"461aab2\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5e17a14 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5e17a14\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8446b9b\" data-id=\"8446b9b\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6742ff7 elementor-widget elementor-widget-spacer\" data-id=\"6742ff7\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9937aef elementor-widget elementor-widget-text-editor\" data-id=\"9937aef\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Selon l&#8217;entreprise, on parle de &#8220;top assistance&#8221;, de &#8220;garantie de mobilit\u00e9&#8221; ou d'&#8221;assistance \u00e9tendue&#8221;.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-759294e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"759294e\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;e8f8418&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c58edc0\" data-id=\"c58edc0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1288f14 elementor-widget elementor-widget-spacer\" data-id=\"1288f14\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-528f796 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"528f796\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0f1d4dc\" data-id=\"0f1d4dc\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-201e6f7 elementor-widget elementor-widget-text-editor\" data-id=\"201e6f7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>4. Situations particuli\u00e8res : que faire en cas de perte totale, de vol ou de panne ?<\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3d9a88d elementor-widget elementor-widget-jet-table\" data-id=\"3d9a88d\" data-element_type=\"widget\" data-widget_type=\"jet-table.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-jet-table jet-elements\">\n\t\t<div class=\"jet-table-wrapper\">\n\t\t\t<table class=\"jet-table jet-table--fa5-compat\">\n\t\t\t\t<thead class=\"jet-table__head\"><tr class=\"jet-table__head-row\"><th class=\"jet-table__cell elementor-repeater-item-88fcdf8 jet-table__head-cell\" scope=\"col\"><div class=\"jet-table__cell-inner\"><div class=\"jet-table__cell-content\"><div class=\"jet-table__cell-text\">Situation<\/div><\/div><\/div><\/th><th class=\"jet-table__cell elementor-repeater-item-af79d83 jet-table__head-cell\" scope=\"col\"><div class=\"jet-table__cell-inner\"><div class=\"jet-table__cell-content\"><div class=\"jet-table__cell-text\">Droit \u00e0 une voiture de remplacement<\/div><\/div><\/div><\/th><\/tr><\/thead>\n\t\t\t\t\t\t\t\t<tbody class=\"jet-table__body\"><tr class=\"jet-table__body-row elementor-repeater-item-52e817e\"><td class=\"jet-table__cell elementor-repeater-item-d6078b5 jet-table__body-cell\"><div class=\"jet-table__cell-inner\"><div class=\"jet-table__cell-content\"><div class=\"jet-table__cell-text\">Perte totale<\/div><\/div><\/div><\/td><td class=\"jet-table__cell elementor-repeater-item-8e9c33a jet-table__body-cell\"><div class=\"jet-table__cell-inner\"><div class=\"jet-table__cell-content\"><div class=\"jet-table__cell-text\">Oui, g\u00e9n\u00e9ralement jusqu&#8217;\u00e0 6 jours apr\u00e8s l&#8217;\u00e9valuation (avec l&#8217;omnium ou un r\u00e9parateur agr\u00e9\u00e9)<\/div><\/div><\/div><\/td><\/tr><tr class=\"jet-table__body-row elementor-repeater-item-1c29081\"><td class=\"jet-table__cell elementor-repeater-item-3cc2fee jet-table__body-cell\"><div class=\"jet-table__cell-inner\"><div class=\"jet-table__cell-content\"><div class=\"jet-table__cell-text\">Vol<\/div><\/div><\/div><\/td><td class=\"jet-table__cell elementor-repeater-item-f01f689 jet-table__body-cell\"><div class=\"jet-table__cell-inner\"><div class=\"jet-table__cell-content\"><div class=\"jet-table__cell-text\">Oui, souvent jusqu&#8217;\u00e0 30 jours avec l&#8217;omnium<\/div><\/div><\/div><\/td><\/tr><tr class=\"jet-table__body-row elementor-repeater-item-8ba763a\"><td class=\"jet-table__cell elementor-repeater-item-56a6ba5 jet-table__body-cell\"><div class=\"jet-table__cell-inner\"><div class=\"jet-table__cell-content\"><div class=\"jet-table__cell-text\">D\u00e9faillance technique ou panne<\/div><\/div><\/div><\/td><td class=\"jet-table__cell elementor-repeater-item-23317c2 jet-table__body-cell\"><div class=\"jet-table__cell-inner\"><div class=\"jet-table__cell-content\"><div class=\"jet-table__cell-text\">Seulement si votre assurance assistance le prend en charge<\/div><\/div><\/div><\/td><\/tr><tr class=\"jet-table__body-row elementor-repeater-item-ee1234b\"><td class=\"jet-table__cell elementor-repeater-item-8f9c66d jet-table__body-cell\"><div class=\"jet-table__cell-inner\"><div class=\"jet-table__cell-content\"><div class=\"jet-table__cell-text\">A l&#8217;\u00e9tranger<\/div><\/div><\/div><\/td><td class=\"jet-table__cell elementor-repeater-item-94a96df jet-table__body-cell\"><div class=\"jet-table__cell-inner\"><div class=\"jet-table__cell-content\"><div class=\"jet-table__cell-text\">Autoris\u00e9 uniquement si votre politique le stipule explicitement<\/div><\/div><\/div><\/td><\/tr><\/tbody>\n\t\t\t<\/table>\n\t\t<\/div>\n\n\t\t<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f0d8681 elementor-widget elementor-widget-text-editor\" data-id=\"f0d8681\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Dans chacun de ces cas, le <\/span><b>garage<\/b><span style=\"font-weight: 400;\"> ou <\/span><b>garagiste<\/b><span style=\"font-weight: 400;\">  un r\u00f4le. Travaillez-vous avec un   <\/span><b>garage agr\u00e9\u00e9<\/b><span style=\"font-weight: 400;\"> de votre assureur, les conditions sont plus souples et la p\u00e9riode de <\/span><b>p\u00e9riode de remplacement<\/b><span style=\"font-weight: 400;\"> plus longue.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0a1b40e elementor-widget elementor-widget-spacer\" data-id=\"0a1b40e\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9037a3f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9037a3f\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;5dcdfc8&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ff6f8a6\" data-id=\"ff6f8a6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2597c68 elementor-widget elementor-widget-text-editor\" data-id=\"2597c68\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>Couverture suppl\u00e9mentaire : voiture de remplacement dans toutes les situations<\/h2><p><span style=\"font-weight: 400;\">Voulez-vous toujours \u00eatre s\u00fbr de la mobilit\u00e9, <\/span><b>quel que soit le responsable ?<\/b><\/p><p><span style=\"font-weight: 400;\">Vous pouvez alors obtenir une <\/span><b>une couverture de remplacement suppl\u00e9mentaire<\/b><span style=\"font-weight: 400;\"> ou <\/span><b>option mobilit\u00e9<\/b><span style=\"font-weight: 400;\"> \u00e0 votre police d&#8217;assurance automobile.<\/span><\/p><p><span style=\"font-weight: 400;\">Ce qui garantit un v\u00e9hicule temporaire :<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u00e0 <\/span><b>d&#8217;un accident<\/b><span style=\"font-weight: 400;\"> (m\u00eame si vous \u00eates vous-m\u00eame en tort)<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u00e0 <\/span><b>panne ou d\u00e9faut technique<\/b><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">parfois m\u00eame pour <\/span><b>les r\u00e9parations apr\u00e8s un acte de vandalisme ou des d\u00e9g\u00e2ts caus\u00e9s par la gr\u00eale<\/b><\/li><\/ul><p><span style=\"font-weight: 400;\">Vous \u00e9viterez ainsi de vous retrouver sans voiture pendant des semaines.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c938edb elementor-widget elementor-widget-spacer\" data-id=\"c938edb\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-169ed69 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"169ed69\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4d76642\" data-id=\"4d76642\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ad383fd elementor-widget elementor-widget-text-editor\" data-id=\"ad383fd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>Combien de temps pouvez-vous conserver le v\u00e9hicule de remplacement ?<\/h2><p><span style=\"font-weight: 400;\">Cela d\u00e9pend de votre contrat et des circonstances :<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Pendant les <\/span><b>les r\u00e9parations<\/b><span style=\"font-weight: 400;\">Le d\u00e9lai d&#8217;attente est de 5 \u00e0 15 jours jusqu&#8217;\u00e0 ce que la voiture soit pr\u00eate.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Au <\/span><b>perte totale<\/b><span style=\"font-weight: 400;\">jusqu&#8217;\u00e0 6 jours apr\u00e8s l&#8217;\u00e9valuation.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Au <\/span><b>vol<\/b><span style=\"font-weight: 400;\">souvent 30 jours ou jusqu&#8217;\u00e0 ce que la voiture soit retrouv\u00e9e.<\/span><\/li><\/ul><p><b>Veuillez noter que<\/b><span style=\"font-weight: 400;\">certaines polices pr\u00e9voient une exon\u00e9ration ou une franchise en cas d&#8217;utilisation d&#8217;une voiture de remplacement.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a04581e elementor-widget elementor-widget-spacer\" data-id=\"a04581e\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8de76ae elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8de76ae\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-742257c\" data-id=\"742257c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-33bf23c elementor-widget elementor-widget-text-editor\" data-id=\"33bf23c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>Qui paie la voiture de remplacement si vous n&#8217;\u00eates pas responsable ?<\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6739d8e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6739d8e\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-91be181\" data-id=\"91be181\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5f0c4d2 elementor-widget elementor-widget-image\" data-id=\"5f0c4d2\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2025\/11\/Autoongeval-recht-op-vervangwagen-1024x683.jpg\" class=\"attachment-large size-large wp-image-4016\" alt=\"Twee beschadigde auto\u2019s na een ongeval, situatie waarin mogelijk recht bestaat op een vervangwagen via de verzekering\" srcset=\"https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2025\/11\/Autoongeval-recht-op-vervangwagen-1024x683.jpg 1024w, https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2025\/11\/Autoongeval-recht-op-vervangwagen-300x200.jpg 300w, https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2025\/11\/Autoongeval-recht-op-vervangwagen-768x512.jpg 768w, https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2025\/11\/Autoongeval-recht-op-vervangwagen-1536x1024.jpg 1536w, https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2025\/11\/Autoongeval-recht-op-vervangwagen-2048x1366.jpg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-429e970\" data-id=\"429e970\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-48b1111 elementor-widget elementor-widget-text-editor\" data-id=\"48b1111\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Si l&#8217;autre partie est responsable, alors <\/span><b>son assureur responsabilit\u00e9 civile indemnise vos dommages<\/b><span style=\"font-weight: 400;\">y compris le co\u00fbt d&#8217;une voiture de remplacement ou la perte de mobilit\u00e9.<\/span><\/p><p><span style=\"font-weight: 400;\">Cette r\u00e8gle s&#8217;applique m\u00eame si vous n&#8217;avez pas d&#8217;omnium vous-m\u00eame.<\/span><\/p><p><span style=\"font-weight: 400;\">Vous n&#8217;arrivez pas \u00e0 le prouver ou l&#8217;autre partie refuse de payer ? Dans ce cas, BEK Consulting peut vous aider   <\/span><a href=\"https:\/\/www.bek-consulting.eu\/fr\/assistance-juridique\/\"><span style=\"font-weight: 400;\">aide juridique<\/span><\/a><span style=\"font-weight: 400;\"> Aide pour faire valoir votre droit \u00e0 une indemnisation et \u00e0 une voiture de remplacement.<\/span><\/p><p><b>Conseils pratiques :<\/b><span style=\"font-weight: 400;\"> Conservez vos <\/span><b>documents<\/b><span style=\"font-weight: 400;\">  tels que le contrat de location, les factures et la preuve de l&#8217;immobilit\u00e9. Ainsi, le   <\/span><b>frais<\/b><span style=\"font-weight: 400;\"> plus rapide.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b9037ae elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b9037ae\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-64312f2\" data-id=\"64312f2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-74b8115 elementor-widget elementor-widget-spacer\" data-id=\"74b8115\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-db64f99 elementor-widget elementor-widget-text-editor\" data-id=\"db64f99\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>\u00c0 quoi devez-vous faire attention lorsque vous achetez une voiture de remplacement ?<\/h2><p><span style=\"font-weight: 400;\">Lorsque vous recevez une voiture de remplacement, il est important de v\u00e9rifier soigneusement certains points :<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>V\u00e9rifiez l&#8217;\u00e9tat du v\u00e9hicule<\/b><span style=\"font-weight: 400;\"> (rayures, d\u00e9g\u00e2ts, kilom\u00e9trage) et faites-le constater avant le d\u00e9part.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Renseignez-vous sur l <\/span><b>assurance<\/b><span style=\"font-weight: 400;\"> et ce qui est couvert (franchise, assistance, \u00e9tranger).<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">V\u00e9rifiez que vous avez le <\/span><b>carburant<\/b><span style=\"font-weight: 400;\"> ou <\/span><b>frais de chargement<\/b><span style=\"font-weight: 400;\"> \u00e0 votre charge.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Notez que la <\/span><b>la limitation du kilom\u00e9trage<\/b><span style=\"font-weight: 400;\"> ou la p\u00e9riode d&#8217;utilisation.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">V\u00e9rifiez si vous pouvez <\/span><b>peut \u00eatre utilis\u00e9 \u00e0 l&#8217;\u00e9tranger<\/b><span style=\"font-weight: 400;\">.<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">Une bonne pr\u00e9paration permet d&#8217;\u00e9viter les discussions lors de la restitution du v\u00e9hicule.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b313d91 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b313d91\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0ad49cb\" data-id=\"0ad49cb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-19938b4 elementor-widget elementor-widget-spacer\" data-id=\"19938b4\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1827061 elementor-widget elementor-widget-text-editor\" data-id=\"1827061\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>Expertise ind\u00e9pendante apr\u00e8s un accident<\/h2><p><span style=\"font-weight: 400;\">Apr\u00e8s un accident, il n&#8217;est pas toujours \u00e9vident de savoir si l&#8217;\u00e9valuation de l&#8217;assureur a \u00e9t\u00e9 effectu\u00e9e correctement ou si l&#8217;indemnisation propos\u00e9e correspond \u00e0 la valeur r\u00e9elle de votre v\u00e9hicule.<\/span><\/p><p><span style=\"font-weight: 400;\">Nos <\/span><a href=\"https:\/\/www.bek-consulting.eu\/fr\/expert-en-dommages\/\"><b>\u00e9valuateurs de sinistres ind\u00e9pendants<\/b><\/a><span style=\"font-weight: 400;\"> fournissent une \u00e9valuation correcte et objective des dommages, en toute ind\u00e9pendance par rapport \u00e0 l&#8217;assureur.<\/span><\/p><p><span style=\"font-weight: 400;\">Vous n&#8217;\u00eates pas d&#8217;accord avec la d\u00e9termination ou l&#8217;indemnisation propos\u00e9e par votre entreprise ? Dans l&#8217;affirmative, nous proc\u00e9derons \u00e0 une   <\/span><a href=\"https:\/\/www.bek-consulting.eu\/fr\/contre-expertise\/\"><b>contre-expertise<\/b><\/a><span style=\"font-weight: 400;\"> pour d\u00e9fendre vos int\u00e9r\u00eats et d\u00e9terminer la valeur exacte du v\u00e9hicule.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-31faf89 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"31faf89\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;672c432&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-edd37b7\" data-id=\"edd37b7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a7a1ae5 elementor-widget elementor-widget-spacer\" data-id=\"a7a1ae5\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-71d7957 elementor-cta--skin-classic elementor-animated-content elementor-bg-transform elementor-bg-transform-zoom-in elementor-widget elementor-widget-call-to-action\" data-id=\"71d7957\" data-element_type=\"widget\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta__content\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h2 class=\"elementor-cta__title elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\tVous cherchez un expert ?\t\t\t\t\t<\/h2>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__button-wrapper elementor-cta__content-item elementor-content-item \">\n\t\t\t\t\t<a class=\"elementor-cta__button elementor-button elementor-size-\" href=\"https:\/\/www.bek-consulting.eu\/fr\/contact\/\">\n\t\t\t\t\t\tContactez nous\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-caa9d9c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"caa9d9c\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b312f67\" data-id=\"b312f67\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a453567 elementor-widget elementor-widget-spacer\" data-id=\"a453567\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-60fe396 elementor-widget elementor-widget-heading\" data-id=\"60fe396\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Questions fr\u00e9quemment pos\u00e9es sur l'\u00e9valuation des dommages<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e911f9a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e911f9a\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b2441f2\" data-id=\"b2441f2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c3cc899 elementor-widget elementor-widget-accordion\" data-id=\"c3cc899\" data-element_type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2051\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-2051\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">La voiture de remplacement est-elle toujours gratuite ?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2051\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-2051\"><p><b>Non, une voiture de remplacement n&#8217;est pas toujours gratuite.<\/b><span style=\"font-weight: 400;\">. La gratuit\u00e9 de l&#8217;utilisation d\u00e9pend de votre police d&#8217;assurance.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Avec une assurance tous risques<\/b><span style=\"font-weight: 400;\"> une voiture de remplacement est g\u00e9n\u00e9ralement incluse sans frais suppl\u00e9mentaires, surtout si vous vous adressez \u00e0 un r\u00e9parateur agr\u00e9\u00e9.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>En cas d&#8217;assurance responsabilit\u00e9 civile (BA)<\/b><span style=\"font-weight: 400;\"> ou d&#8217;une assurance assistance limit\u00e9e, des frais de location, une franchise ou une p\u00e9riode d&#8217;utilisation limit\u00e9e peuvent \u00eatre appliqu\u00e9s.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Il est donc important de v\u00e9rifier \u00e0 l&#8217;avance dans votre police ou aupr\u00e8s de votre assureur ce qui est couvert exactement.<\/span><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2052\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-2052\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Puis-je choisir le garage qui r\u00e9parera ma voiture ?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2052\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-2052\"><p><b>Oui, en principe, c&#8217;est autoris\u00e9<\/b><span style=\"font-weight: 400;\">. Vous \u00eates libre de choisir le lieu de r\u00e9paration de votre v\u00e9hicule.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Remarque : si vous choisissez un <\/span><b>r\u00e9parateur agr\u00e9\u00e9<\/b><span style=\"font-weight: 400;\"> (un garage avec lequel votre assureur travaille), vous b\u00e9n\u00e9ficiez souvent de <\/span><b>de meilleures conditions<\/b><span style=\"font-weight: 400;\">:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">En g\u00e9n\u00e9ral, vous ne devez pas payer d&#8217;avance, car l&#8217;assureur r\u00e8gle directement avec le garage.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Vous obtenez souvent <\/span><b>plus longtemps ou gratuitement<\/b><span style=\"font-weight: 400;\"> d&#8217;une voiture de remplacement pendant la r\u00e9paration.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Les r\u00e9parations sont plus rapides et conformes aux normes de qualit\u00e9 de l&#8217;assureur.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Si vous choisissez un garage non agr\u00e9\u00e9, les avantages peuvent \u00eatre plus limit\u00e9s.<\/span><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2053\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-2053\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Que se passe-t-il si l'autre partie est responsable et que je n'ai pas d'assurance tous risques ?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2053\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-2053\"><p><span style=\"font-weight: 400;\">Si l&#8217;autre conducteur est responsable de l&#8217;accident et que vous n&#8217;avez pas d&#8217;assurance tous risques, vous pouvez r\u00e9cup\u00e9rer le co\u00fbt de la voiture de remplacement. <\/span><b>le co\u00fbt de la voiture de remplacement<\/b><span style=\"font-weight: 400;\"> via l&#8217;assurance <\/span><b>l&#8217;assurance de l&#8217;autre partie<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Il en va de m\u00eame pour tout autre dommage, comme les frais de remorquage ou de r\u00e9paration. Assurez-vous que : <\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">La responsabilit\u00e9 est clairement \u00e9tablie (par exemple, au moyen d&#8217;un formulaire de collision).<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Gardez une trace de vos factures et des pi\u00e8ces justificatives.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Le remboursement peut parfois prendre un certain temps ; consultez donc votre assureur ou votre courtier pour savoir comment g\u00e9rer au mieux cette situation.<\/span><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2054\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-2054\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Puis-je emmener une voiture de remplacement \u00e0 l'\u00e9tranger ?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2054\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-2054\"><p><span style=\"font-weight: 400;\">Ceci n&#8217;est autoris\u00e9 <\/span><b>que si cela est explicitement mentionn\u00e9 dans votre politique<\/b><span style=\"font-weight: 400;\"> ou dans les <\/span><b>conditions de location<\/b><span style=\"font-weight: 400;\"> de la voiture de remplacement.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">V\u00e9rifiez toujours :<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">La <\/span><b>carte verte<\/b><span style=\"font-weight: 400;\"> (certificat d&#8217;assurance) de la voiture de remplacement pour savoir dans quels pays l&#8217;assurance est valable.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Que vous <\/span><b>l&#8217;autorisation<\/b><span style=\"font-weight: 400;\"> Vous devez obtenir l&#8217;autorisation de la soci\u00e9t\u00e9 de location ou du garage.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">En cas de doute, demandez toujours <\/span><b>une confirmation \u00e9crite<\/b><span style=\"font-weight: 400;\"> \u00e0 votre assureur pour vous assurer que vous \u00eates couvert \u00e0 l&#8217;\u00e9tranger.<\/span><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2055\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-2055\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Plaque d'immatriculation propre sur une voiture de remplacement, est-ce autoris\u00e9 ?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2055\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-2055\"><p><span style=\"font-weight: 400;\">Oui, cela <\/span><b>peut l\u00e9galement<\/b><span style=\"font-weight: 400;\">mais <\/span><b>pas seulement<\/b><span style=\"font-weight: 400;\">. Vous souhaitez utiliser votre propre plaque d&#8217;immatriculation sur une voiture de remplacement,  <\/span><b>Dans ce cas, contactez toujours votre courtier ou votre assureur en premier lieu<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">N&#8217;utilisez jamais votre propre plaque d&#8217;immatriculation sans autorisation pr\u00e9alable, car le v\u00e9hicule de remplacement ne sera pas assur\u00e9.<\/span><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2056\" class=\"elementor-tab-title\" data-tab=\"6\" role=\"button\" aria-controls=\"elementor-tab-content-2056\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Que se passe-t-il si j'ai un accident avec une voiture de remplacement ?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2056\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"6\" role=\"region\" aria-labelledby=\"elementor-tab-title-2056\"><p><span style=\"font-weight: 400;\">Si vous avez un accident avec une voiture de remplacement, suivez les m\u00eames \u00e9tapes que si vous aviez un accident avec votre propre voiture :<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Remplissez le <\/span><b>formulaire de collision<\/b><span style=\"font-weight: 400;\"> compl\u00e8tement et correctement.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Informer imm\u00e9diatement le fournisseur du v\u00e9hicule de remplacement<\/b><span style=\"font-weight: 400;\"> (garage, soci\u00e9t\u00e9 de leasing ou assureur).<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">D\u00e9clarez l&#8217;accident \u00e0 votre <\/span><b>assureur<\/b><span style=\"font-weight: 400;\"> ou votre courtier.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">La personne qui paie les dommages-int\u00e9r\u00eats d\u00e9pend de la question de la faute. <\/span><b>question de la faute<\/b><span style=\"font-weight: 400;\"> et de l&#8217;assurance <\/span><b>l&#8217;assurance du v\u00e9hicule de remplacement<\/b><span style=\"font-weight: 400;\">. Souvent, la voiture est assur\u00e9e par le garage ou la soci\u00e9t\u00e9 de location, mais il peut y avoir un risque de perte d&#8217;emploi.  <\/span><b>franchise<\/b><span style=\"font-weight: 400;\"> ou <\/span><b>franchise<\/b><span style=\"font-weight: 400;\"> s&#8217;appliquent.<\/span><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2057\" class=\"elementor-tab-title\" data-tab=\"7\" role=\"button\" aria-controls=\"elementor-tab-content-2057\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Pouvez-vous utiliser une voiture de remplacement avec une plaque de concessionnaire ?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2057\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"7\" role=\"region\" aria-labelledby=\"elementor-tab-title-2057\"><p><span style=\"font-weight: 400;\">Oui, vous pouvez, mais il y a des<\/span><b> r\u00e8gles strictes<\/b><span style=\"font-weight: 400;\">. Une plaque de concessionnaire est une plaque d&#8217;immatriculation \u00e0 fond blanc avec des lettres et des chiffres verts, la premi\u00e8re lettre \u00e9tant toujours un Z.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Si vous obtenez une voiture de remplacement avec une telle plaque, <\/span><b>vous devez \u00eatre tr\u00e8s prudent<\/b><span style=\"font-weight: 400;\">:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Vous pouvez utiliser la voiture de remplacement <\/span><b>un maximum de 7 jours<\/b><span style=\"font-weight: 400;\"> d&#8217;utilisation.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Votre propre v\u00e9hicule doit <\/span><b>\u00eatre effectivement en r\u00e9paration dans le m\u00eame garage<\/b><span style=\"font-weight: 400;\">.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">V\u00e9rifiez toujours que <\/span><b>tous les documents de bord<\/b><span style=\"font-weight: 400;\"> sont pr\u00e9sents et valides (certificat d&#8217;assurance, certificat d&#8217;immatriculation, certificat d&#8217;inspection).<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Une plaque de concessionnaire est destin\u00e9e \u00e0 <\/span><b>\u00e0 un usage professionnel par les garages ou les r\u00e9parateurs<\/b><span style=\"font-weight: 400;\">. N&#8217;utilisez donc la voiture que selon les conditions impos\u00e9es par le garagiste ou l&#8217;assureur, afin d&#8217;\u00e9viter de devoir  <\/span><b>conduite sans assurance<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7bcd22c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7bcd22c\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-48becdf\" data-id=\"48becdf\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-04c5b5a elementor-widget elementor-widget-spacer\" data-id=\"04c5b5a\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1a1c3cc elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1a1c3cc\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6dfd655\" data-id=\"6dfd655\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0234e2e elementor-widget elementor-widget-text-editor\" data-id=\"0234e2e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2><b>Voici comment rester mobile apr\u00e8s un accident<\/b><\/h2><p><span style=\"font-weight: 400;\">Apr\u00e8s un accident, vous avez d\u00e9j\u00e0 bien assez \u00e0 faire. C&#8217;est pourquoi vous devez bien conna\u00eetre   <\/span><b>quand et comment vous avez droit \u00e0 une voiture de remplacement<\/b><span style=\"font-weight: 400;\">. Vous \u00e9viterez ainsi d&#8217;engager des frais inutiles ou de vous retrouver sans voiture pendant plusieurs jours.<\/span><\/p><p><span style=\"font-weight: 400;\">Vous doutez que votre assureur agisse correctement ou vous vous sentez injustement limit\u00e9 dans vos remboursements ?<\/span><span style=\"font-weight: 400;\"><br><\/span><span style=\"font-weight: 400;\"> BEK Consulting examine votre dossier <\/span><b>en toute ind\u00e9pendance et objectivit\u00e9<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2b7abe5 elementor-mobile-align-center elementor-align-left elementor-widget elementor-widget-raven-button\" data-id=\"2b7abe5\" data-element_type=\"widget\" data-settings=\"{&quot;turn_to_popup_action_button&quot;:&quot;no&quot;}\" data-widget_type=\"raven-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"raven-widget-wrapper\">\n\t\t\t<a class=\"raven-button raven-button-widget-normal-effect-none  raven-button-text-align-center raven-button-link elementor-animation-none\" href=\"https:\/\/www.bek-consulting.eu\/fr\/contact\/\">\t\t\t\t<div class=\"raven-button-overlay\" ><\/div>\n\t\t\t\t<span class=\"raven-button-content\">\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"button-text-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"raven-button-texts-wrapper\">\n\t\t\t\t\t\t\t<div class=\"button-text\">\n\t\t\t\t\t\t\t\t<span class=\"raven-button-text\">\n\t\t\t\t\t\t\t\t\tContactez nous\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/a>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Apr\u00e8s un accident ou lorsque votre voiture est au garage pour des r\u00e9parations, l&#8217;absence de transport peut \u00eatre source de stress. Heureusement, il existe un service de voiture de remplacementafin que vous puissiez rester mobile pendant que votre propre voiture est r\u00e9par\u00e9e. Mais quand avez-vous droit \u00e0 une voiture de remplacement ? droit \u00e0 une [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":4005,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"elementor_header_footer","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[56],"tags":[],"class_list":["post-4003","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nouvelles"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.bek-consulting.eu\/fr\/wp-json\/wp\/v2\/posts\/4003","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bek-consulting.eu\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bek-consulting.eu\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bek-consulting.eu\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bek-consulting.eu\/fr\/wp-json\/wp\/v2\/comments?post=4003"}],"version-history":[{"count":4,"href":"https:\/\/www.bek-consulting.eu\/fr\/wp-json\/wp\/v2\/posts\/4003\/revisions"}],"predecessor-version":[{"id":4094,"href":"https:\/\/www.bek-consulting.eu\/fr\/wp-json\/wp\/v2\/posts\/4003\/revisions\/4094"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bek-consulting.eu\/fr\/wp-json\/wp\/v2\/media\/4005"}],"wp:attachment":[{"href":"https:\/\/www.bek-consulting.eu\/fr\/wp-json\/wp\/v2\/media?parent=4003"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bek-consulting.eu\/fr\/wp-json\/wp\/v2\/categories?post=4003"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bek-consulting.eu\/fr\/wp-json\/wp\/v2\/tags?post=4003"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}