{"id":3882,"date":"2025-09-10T16:11:09","date_gmt":"2025-09-10T14:11:09","guid":{"rendered":"https:\/\/www.bek-consulting.eu\/?p=3882"},"modified":"2025-12-12T15:25:12","modified_gmt":"2025-12-12T13:25:12","slug":"comment-se-deroule-levaluation-des-dommages-etape-par-etape","status":"publish","type":"post","link":"https:\/\/www.bek-consulting.eu\/fr\/nouvelles\/comment-se-deroule-levaluation-des-dommages-etape-par-etape\/","title":{"rendered":"Comment se d\u00e9roule l&#8217;\u00e9valuation des dommages, \u00e9tape par \u00e9tape ?"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"3882\" class=\"elementor elementor-3882 elementor-3881\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-03b0f32 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"03b0f32\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;a5915dc&quot;,&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;50&quot;,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_bg_x&quot;:&quot;50&quot;,&quot;jet_parallax_layout_bg_y&quot;:&quot;50&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-bf2bcc3\" data-id=\"bf2bcc3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b62c27a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b62c27a\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;afb7238&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-da76418\" data-id=\"da76418\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-544e8df elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"544e8df\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-f3ea29b\" data-id=\"f3ea29b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b8c6d39 elementor-widget elementor-widget-text-editor\" data-id=\"b8c6d39\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">A <\/span><a href=\"https:\/\/www.bek-consulting.eu\/fr\/expert-en-dommages\/\"><b>\u00e9valuation des dommages<\/b><\/a> <span style=\"font-weight: 400;\">suit g\u00e9n\u00e9ralement un sch\u00e9ma <strong>bien d\u00e9fini<\/strong>: vous signalez le dommage, vous rassemblez les preuves et les documents n\u00e9cessaires, puis un expert vient \u00e9valuer le dommage. Sur la base de son rapport, l&#8217;assureur d\u00e9cidera si vous avez droit \u00e0 une indemnisation et quel en est le montant.<\/span><\/p><p><span style=\"font-weight: 400;\">Pourtant, pour de nombreuses personnes, il n&#8217;est <\/span><b>pas clair<\/b><span style=\"font-weight: 400;\">  Ce qu&#8217;implique exactement une telle expertise. Que devriez-vous faire vous-m\u00eame ? Comment vous pr\u00e9parez-vous ? Que v\u00e9rifie l&#8217;expert ? Et si vous n&#8217;\u00eates pas d&#8217;accord avec le r\u00e9sultat ?<\/span><\/p><p><span style=\"font-weight: 400;\">Vous souhaitez b\u00e9n\u00e9ficier des conseils d&#8217;un expert ind\u00e9pendant en mati\u00e8re de sinistres ? <\/span><a href=\"https:\/\/www.bek-consulting.eu\/fr\/contact\/\"><span style=\"font-weight: 400;\">BEK Consulting<\/span><\/a><span style=\"font-weight: 400;\"> vous aide \u00e0 chaque \u00e9tape.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-af53603 elementor-mobile-align-center elementor-align-left elementor-widget elementor-widget-raven-button\" data-id=\"af53603\" data-element_type=\"widget\" data-settings=\"{&quot;turn_to_popup_action_button&quot;:&quot;no&quot;}\" data-widget_type=\"raven-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"raven-widget-wrapper\">\n\t\t\t<a class=\"raven-button raven-button-widget-normal-effect-none  raven-button-text-align-center raven-button-link elementor-animation-none\" href=\"https:\/\/www.bek-consulting.eu\/fr\/contact\/\">\t\t\t\t<div class=\"raven-button-overlay\" ><\/div>\n\t\t\t\t<span class=\"raven-button-content\">\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"button-text-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"raven-button-texts-wrapper\">\n\t\t\t\t\t\t\t<div class=\"button-text\">\n\t\t\t\t\t\t\t\t<span class=\"raven-button-text\">\n\t\t\t\t\t\t\t\t\tContactez nous\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/a>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-6a13c29\" data-id=\"6a13c29\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7812857 elementor-widget elementor-widget-image\" data-id=\"7812857\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2025\/09\/Schade-expertise-stap-voor-stap-1024x682.png\" class=\"attachment-large size-large wp-image-3884\" alt=\"Expert controleert waterschade aan het plafond tijdens een schade-inspectie\" srcset=\"https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2025\/09\/Schade-expertise-stap-voor-stap-1024x682.png 1024w, https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2025\/09\/Schade-expertise-stap-voor-stap-300x200.png 300w, https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2025\/09\/Schade-expertise-stap-voor-stap-768x512.png 768w, https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2025\/09\/Schade-expertise-stap-voor-stap-1536x1023.png 1536w, https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2025\/09\/Schade-expertise-stap-voor-stap.png 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-374f801 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"374f801\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;4dfef79&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-34fb849\" data-id=\"34fb849\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-953cdb7 elementor-widget elementor-widget-html\" data-id=\"953cdb7\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<script type=\"application\/ld+json\">{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"Article\",\n  \"headline\": \"Auto total loss na een ongeluk? Dit zijn je rechten\",\n  \"description\": \"Auto total loss? Ontdek je rechten en wat je kunt doen bij een te lage schadevergoeding.\",\n  \"author\": {\n    \"@type\": \"Organization\",\n    \"name\": \"BEK Consulting\",\n    \"url\": \"https:\/\/www.bekconsulting.be\"\n  },\n  \"publisher\": {\n    \"@type\": \"Organization\",\n    \"name\": \"BEK Consulting\",\n    \"logo\": {\n      \"@type\": \"ImageObject\",\n      \"url\": \"https:\/\/www.bekconsulting.be\/logo.png\"\n    }\n  },\n  \"mainEntityOfPage\": {\n    \"@type\": \"WebPage\",\n    \"@id\": \"https:\/\/www.bekconsulting.be\/auto-total-loss-rechten\"\n  },\n  \"datePublished\": \"2025-07-22\",\n  \"dateModified\": \"2025-07-22\",\n  \"image\": \"https:\/\/www.bekconsulting.be\/images\/auto-total-loss.jpg\",\n  \"articleSection\": \"Verzekering, Schadevergoeding, Auto\",\n  \"keywords\": [\n    \"Auto total loss\",\n    \"Schadevergoeding auto\",\n    \"Total loss rechten\",\n    \"Verzekering total loss\",\n    \"Wrakwaarde\",\n    \"Dagwaarde auto\",\n    \"Economisch total loss\",\n    \"Technisch total loss\",\n    \"Schade-expert auto\",\n    \"Tegenexpertise auto\",\n    \"Gebruiksderving vergoeding\",\n    \"BA-verzekering tegenpartij\",\n    \"Omniumverzekering\",\n    \"BEK Consulting\"\n  ]\n}\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ee80ce elementor-widget elementor-widget-spacer\" data-id=\"5ee80ce\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-81cbdbf elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"81cbdbf\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c0a3aef\" data-id=\"c0a3aef\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-400e891 elementor-widget elementor-widget-html\" data-id=\"400e891\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<script type=\"application\/ld+json\">{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"HowTo\",\n  \"name\": \"Schadeclaim indienen: stappenplan\",\n  \"description\": \"Ontdek stap voor stap hoe je schade meldt, je dossier voorbereidt en wat je kunt doen als je niet akkoord gaat met de schade-expertise.\",\n  \"totalTime\": \"P0DT0H0M\", \n  \"step\": [\n    {\n      \"@type\": \"HowToStep\",\n      \"name\": \"Stap 1: Schade melden\",\n      \"text\": \"Meld de schade zo snel mogelijk bij je verzekeraar of makelaar. Verzamel info zoals datum, tijd, locatie, foto\u2019s, getuigenverklaringen, en bij inbraak of brand een proces-verbaal.\"\n    },\n    {\n      \"@type\": \"HowToStep\",\n      \"name\": \"Stap 2: Je dossier voorbereiden\",\n      \"text\": \"Maak een inventaris van beschadigde goederen, voeg foto\u2019s toe, facturen of garanties, offertes en bewijs van kosten. Hoe vollediger, hoe sneller de behandeling.\"\n    },\n    {\n      \"@type\": \"HowToStep\",\n      \"name\": \"Stap 3: Bezoek van de schade-expert\",\n      \"text\": \"De expert onderzoekt hoe de schade is ontstaan, welke goederen getroffen zijn en schat de herstelkosten in. Hij maakt een verslag op. Onderteken niet meteen als je twijfelt; je hebt recht op tegenexpertise.\"\n    },\n    {\n      \"@type\": \"HowToStep\",\n      \"name\": \"Stap 4: Beoordeling door je verzekeraar\",\n      \"text\": \"De verzekeraar beslist op basis van het verslag of de schade gedekt is, wat de vergoeding is en of je een vrije hersteller mag kiezen.\"\n    },\n    {\n      \"@type\": \"HowToStep\",\n      \"name\": \"Stap 5: Uitbetaling of herstelling\",\n      \"text\": \"Je krijgt een schadevergoeding op je rekening of de verzekeraar regelt de herstelling via een partner. Dit duurt gemiddeld 2 tot 6 weken, afhankelijk van je dossier.\"\n    },\n    {\n      \"@type\": \"HowToStep\",\n      \"name\": \"Stap 6: Niet akkoord? Vraag tegenexpertise\",\n      \"text\": \"Ben je het niet eens met de schatting? Schakel een onafhankelijke expert in voor tegenexpertise. Zo sta je sterker bij onderhandelingen en kun je een correcte vergoeding afdwingen.\"\n    }\n  ],\n  \"publisher\": {\n    \"@type\": \"Organization\",\n    \"name\": \"BEK Consulting\",\n    \"url\": \"https:\/\/www.bekconsulting.be\"\n  }\n}\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f315138 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f315138\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-61474cc\" data-id=\"61474cc\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5a2f50e elementor-widget__width-initial elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"5a2f50e\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"1024\" zoomAndPan=\"magnify\" viewBox=\"0 0 768 767.999994\" height=\"1024\" preserveAspectRatio=\"xMidYMid meet\"><path fill=\"#0470bd\" d=\"M 384 0 C 171.957031 0 0 171.957031 0 384 C 0 596.042969 171.957031 768 384 768 C 596.042969 768 768 596.042969 768 384 C 768 171.957031 596.042969 0 384 0 Z M 384 0 \" fill-opacity=\"1\" fill-rule=\"nonzero\"><\/path><path fill=\"#ffffff\" d=\"M 431.515625 225.042969 C 426.71875 218.855469 420.21875 215.757812 412.167969 215.757812 C 405.050781 215.757812 400.25 217.152344 397.621094 219.78125 C 394.988281 222.566406 389.570312 229.6875 381.058594 241.605469 C 372.546875 253.367188 362.949219 264.046875 351.960938 273.644531 C 340.972656 283.242188 326.421875 292.21875 308.160156 300.886719 C 295.933594 306.613281 287.417969 311.253906 282.464844 314.96875 C 277.667969 318.53125 275.191406 324.257812 275.191406 331.996094 C 275.191406 338.652344 277.667969 344.53125 282.621094 349.640625 C 287.574219 354.746094 293.144531 357.222656 299.492188 357.222656 C 312.804688 357.222656 338.652344 342.519531 377.035156 312.957031 L 377.035156 519.273438 C 377.035156 531.347656 379.820312 540.480469 385.394531 546.671875 C 390.964844 552.859375 398.394531 555.957031 407.679688 555.957031 C 428.421875 555.957031 438.789062 540.789062 438.789062 510.453125 L 438.789062 250.738281 C 438.789062 239.902344 436.3125 231.234375 431.515625 225.042969 \" fill-opacity=\"1\" fill-rule=\"nonzero\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-4389c5d\" data-id=\"4389c5d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-376f7f5 elementor-widget elementor-widget-heading\" data-id=\"376f7f5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00c9tape 1 : signaler les dommages<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b1ad25b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b1ad25b\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;ad3ebb0&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-65b034f\" data-id=\"65b034f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9c9332b elementor-widget elementor-widget-text-editor\" data-id=\"9c9332b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">D\u00e9clarez les d\u00e9g\u00e2ts le plus rapidement possible \u00e0 votre assureur ou via votre <\/span><b>courtier en assurances<\/b><span style=\"font-weight: 400;\">. Cette d\u00e9marche peut souvent \u00eatre effectu\u00e9e en ligne ou par t\u00e9l\u00e9phone. Recueillez imm\u00e9diatement les premi\u00e8res informations :<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Date, heure et lieu de l&#8217;incident<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Photos des d\u00e9g\u00e2ts<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">D\u00e9claration des t\u00e9moins ou coordonn\u00e9es des personnes concern\u00e9es<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">En cas de cambriolage ou d&#8217;incendie : un <\/span><b>rapport officiel<\/b><span style=\"font-weight: 400;\"> de la police<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">En cas d&#8217;accident de voiture : un <\/span><b>formulaire de demande d&#8217;indemnisation<\/b><\/li><\/ul><p><span style=\"font-weight: 400;\">N&#8217;oubliez pas d&#8217;indiquer \u00e9galement votre <\/span><b>num\u00e9ro de police<\/b><span style=\"font-weight: 400;\">  \u00e0 port\u00e9e de main. Votre assureur peut alors vous donner  <\/span><b>demande d&#8217;assurance<\/b><span style=\"font-weight: 400;\"> lien vers votre dossier.<\/span><\/p><p><b>Conseil :  <\/b><span style=\"font-weight: 400;\">attendre un peu plus longtemps pour se r\u00e9tablir. Certains assureurs veulent d&#8217;abord constater les d\u00e9g\u00e2ts.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7e8035c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7e8035c\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;0c9e71f&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-206f0aa\" data-id=\"206f0aa\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5d7d5f9 elementor-widget elementor-widget-spacer\" data-id=\"5d7d5f9\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4767df5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4767df5\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-76f28e4\" data-id=\"76f28e4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-133f0d1 elementor-widget__width-initial elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"133f0d1\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"1024\" zoomAndPan=\"magnify\" viewBox=\"0 0 768 767.999994\" height=\"1024\" preserveAspectRatio=\"xMidYMid meet\"><path fill=\"#0470bd\" d=\"M 384 0 C 171.957031 0 0 171.957031 0 384 C 0 596.042969 171.957031 768 384 768 C 596.042969 768 768 596.042969 768 384 C 768 171.957031 596.042969 0 384 0 Z M 384 0 \" fill-opacity=\"1\" fill-rule=\"nonzero\"><\/path><path fill=\"#ffffff\" d=\"M 494.972656 503.953125 C 488.785156 499.152344 479.804688 496.675781 468.042969 496.675781 L 349.640625 496.675781 C 353.355469 490.949219 357.070312 485.996094 360.785156 481.972656 C 369.296875 471.757812 384.929688 457.210938 407.527344 438.636719 C 430.277344 420.0625 446.53125 406.441406 456.125 397.773438 C 465.722656 389.109375 475.316406 377.035156 484.605469 361.710938 C 493.890625 346.390625 498.535156 329.363281 498.535156 310.636719 C 498.535156 298.71875 496.367188 287.109375 491.878906 276.121094 C 487.390625 264.976562 481.199219 255.226562 473.152344 246.714844 C 465.101562 238.199219 455.816406 231.546875 445.292969 226.746094 C 429.039062 219.472656 409.230469 215.914062 386.167969 215.914062 C 366.972656 215.914062 350.257812 218.699219 336.019531 224.425781 C 321.78125 230.152344 310.015625 237.582031 300.574219 246.714844 C 291.289062 256 284.324219 266.214844 279.679688 277.515625 C 275.039062 288.8125 272.714844 299.800781 272.714844 310.171875 C 272.714844 318.839844 275.191406 325.648438 280.144531 330.601562 C 285.097656 335.554688 291.445312 338.03125 299.027344 338.03125 C 307.695312 338.03125 314.195312 335.246094 318.683594 329.828125 C 323.171875 324.410156 327.195312 316.671875 330.757812 306.457031 C 334.316406 296.398438 336.792969 290.207031 338.339844 287.882812 C 349.640625 270.550781 365.273438 261.882812 385.082031 261.882812 C 394.523438 261.882812 403.039062 264.046875 411.085938 268.226562 C 418.980469 272.40625 425.324219 278.441406 429.96875 286.027344 C 434.613281 293.609375 436.933594 302.277344 436.933594 312.027344 C 436.933594 321.007812 434.765625 329.984375 430.433594 339.425781 C 426.097656 348.867188 419.90625 357.84375 411.550781 366.664062 C 403.347656 375.488281 392.976562 384.308594 380.59375 393.132812 C 373.628906 397.773438 362.023438 407.679688 345.925781 422.539062 C 329.671875 437.398438 311.566406 455.351562 291.445312 476.09375 C 286.644531 481.199219 282.15625 488.320312 278.132812 497.296875 C 274.109375 506.273438 271.941406 513.546875 271.941406 518.964844 C 271.941406 527.476562 275.191406 534.753906 281.539062 541.097656 C 287.882812 547.445312 296.707031 550.539062 308.003906 550.539062 L 474.855469 550.539062 C 484.757812 550.539062 492.34375 547.90625 497.140625 542.800781 C 502.09375 537.691406 504.570312 531.347656 504.570312 523.917969 C 504.261719 515.40625 501.164062 508.75 494.972656 503.953125 \" fill-opacity=\"1\" fill-rule=\"nonzero\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-7e79489\" data-id=\"7e79489\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e4a013b elementor-widget elementor-widget-heading\" data-id=\"e4a013b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00c9tape 2 : pr\u00e9parer votre dossier<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ec77049 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ec77049\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;e209e8f&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a83a285\" data-id=\"a83a285\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ffb1ba6 elementor-widget elementor-widget-text-editor\" data-id=\"ffb1ba6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Pour une expertise en douceur, un dossier bien pr\u00e9par\u00e9 vaut son pesant d&#8217;or. Pensez-y :<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A <\/span><b>inventaire<\/b><span style=\"font-weight: 400;\"> des marchandises endommag\u00e9es ou manquantes<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">D\u00e9gagez <\/span><b>photos des d\u00e9g\u00e2ts<\/b><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Factures d&#8217;achat<\/b><span style=\"font-weight: 400;\"> ou garanties des articles concern\u00e9s<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Devis<\/b><span style=\"font-weight: 400;\"> pour la r\u00e9paration ou le remplacement<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Preuve de <\/span><b>frais urgents<\/b><span style=\"font-weight: 400;\"> que vous avez d\u00e9j\u00e0 d\u00fb engager<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">Plus vous \u00eates complet, plus votre <\/span><b>dossier<\/b><span style=\"font-weight: 400;\"> trait\u00e9.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9ff78f2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9ff78f2\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;e8f8418&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1dc668d\" data-id=\"1dc668d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0e8f21f elementor-widget elementor-widget-spacer\" data-id=\"0e8f21f\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a5950aa elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a5950aa\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-7fd3a7b\" data-id=\"7fd3a7b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-73d7408 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"73d7408\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"1024\" zoomAndPan=\"magnify\" viewBox=\"0 0 768 767.999994\" height=\"1024\" preserveAspectRatio=\"xMidYMid meet\"><path fill=\"#0470bd\" d=\"M 384 0 C 171.957031 0 0 171.957031 0 384 C 0 596.042969 171.957031 768 384 768 C 596.042969 768 768 596.042969 768 384 C 768 171.957031 596.042969 0 384 0 Z M 384 0 \" fill-opacity=\"1\" fill-rule=\"nonzero\"><\/path><path fill=\"#ffffff\" d=\"M 494.820312 417.433594 C 490.796875 407.527344 484.605469 398.550781 476.554688 390.347656 C 468.507812 382.144531 458.601562 374.867188 446.683594 368.523438 C 458.910156 358.308594 468.351562 347.628906 474.855469 336.949219 C 481.355469 326.113281 484.757812 313.113281 484.757812 298.097656 C 484.757812 286.644531 482.4375 275.8125 477.949219 265.90625 C 473.460938 256 466.652344 247.179688 457.828125 239.59375 C 448.851562 232.007812 438.480469 226.28125 426.253906 222.257812 C 414.179688 218.234375 400.714844 216.222656 386.167969 216.222656 C 369.449219 216.222656 354.128906 218.542969 340.664062 223.34375 C 327.195312 228.140625 315.742188 234.484375 306.613281 242.226562 C 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340.042969 355.984375 C 334.625 360.472656 331.839844 366.355469 331.839844 373.628906 C 331.839844 381.058594 334.160156 386.785156 338.652344 390.964844 C 343.140625 395.144531 349.640625 397.15625 357.996094 397.15625 C 359.855469 397.15625 363.878906 396.847656 370.226562 396.226562 C 376.570312 395.609375 381.214844 395.296875 384.308594 395.296875 C 401.488281 395.296875 414.957031 400.25 424.707031 410.3125 C 434.300781 420.371094 439.253906 434.300781 439.253906 451.945312 C 439.253906 463.863281 436.46875 474.390625 430.742188 483.519531 C 425.015625 492.652344 417.894531 499.464844 409.230469 504.105469 C 400.5625 508.75 391.429688 511.070312 382.144531 511.070312 C 365.890625 511.070312 353.199219 505.964844 344.222656 495.75 C 335.246094 485.53125 326.734375 469.902344 318.992188 449.007812 C 317.753906 445.601562 315.28125 442.503906 311.253906 440.027344 C 307.386719 437.550781 303.207031 436.3125 299.027344 436.3125 C 290.515625 436.3125 283.550781 438.945312 277.824219 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class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6536de9 elementor-widget elementor-widget-heading\" data-id=\"6536de9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00c9tape 3 : visite d'un expert en dommages<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-44ed5c4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"44ed5c4\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;63af51f&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fc6275b\" data-id=\"fc6275b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1e83911 elementor-widget elementor-widget-text-editor\" data-id=\"1e83911\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">L&#8217;assureur engage un <\/span><b>expert<\/b><span style=\"font-weight: 400;\">  pour \u00e9valuer vos d\u00e9g\u00e2ts sur place. Que fait exactement cet expert ?<\/span><\/p><p> <\/p><h3>Comment travaille un expert en sinistres ?<\/h3><p><span style=\"font-weight: 400;\">Un expert en dommages :<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Enqu\u00eate sur la fa\u00e7on dont le dommage s&#8217;est produit<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">examine quels sont les biens endommag\u00e9s<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u00e9value la gravit\u00e9 des dommages<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">estimer les co\u00fbts de r\u00e9paration<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">explique la <\/span><b>m\u00e9thode de calcul<\/b><span style=\"font-weight: 400;\"> \u00e0 partir de<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u00e9tablit un <\/span><b>rapport d&#8217;estimation<\/b><span style=\"font-weight: 400;\"> sur<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">Souvent, \u00e0 la fin de sa visite, l&#8217;expert demande le &#8220;<\/span><b>PV de devis amiable<\/b><span style=\"font-weight: 400;\">&#8220;pour signer. Il s&#8217;agit d&#8217;un document indiquant la nature des dommages et le montant estim\u00e9 des frais de r\u00e9paration.<\/span><\/p><p><b>En signant, vous indiquez que vous \u00eates d&#8217;accord avec son \u00e9valuation.<\/b><\/p><p><span style=\"font-weight: 400;\">\u00cates-vous en d\u00e9saccord avec le montant, la cause ou avez-vous des doutes sur le rapport ? Ensuite, vous  <\/span><b>ne pas signer<\/b><span style=\"font-weight: 400;\">. Vous avez toujours le droit de v\u00e9rifier tout d&#8217;abord tranquillement si une  <\/span><b>contre-expertise<\/b><span style=\"font-weight: 400;\">  demande. Ne vous sentez donc pas oblig\u00e9 d&#8217;accepter imm\u00e9diatement.<\/span><\/p><p> <\/p><h3>Que v\u00e9rifie un expert en sinistres ?<\/h3><p><span style=\"font-weight: 400;\">L&#8217;expert observe :<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">d\u00e9tails techniques (par exemple, d\u00e9g\u00e2ts des eaux, d\u00e9g\u00e2ts des incendies, construction)<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">dommages visibles et cach\u00e9s<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">r\u00e9parations ant\u00e9rieures<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">si les dommages correspondent \u00e0 ce que vous avez d\u00e9clar\u00e9<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">Soyez ouvert, clair et n&#8217;h\u00e9sitez pas \u00e0 poser des questions. Vous pouvez \u00e9galement \u00eatre accompagn\u00e9 d&#8217;une personne qui vous soutiendra ou vous donnera des explications.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-461aab2 elementor-widget elementor-widget-spacer\" data-id=\"461aab2\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c820de6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c820de6\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-9dd1af7\" data-id=\"9dd1af7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d29100a elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"d29100a\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"1024\" zoomAndPan=\"magnify\" viewBox=\"0 0 768 767.999994\" height=\"1024\" preserveAspectRatio=\"xMidYMid meet\"><path fill=\"#0470bd\" d=\"M 384 0 C 171.957031 0 0 171.957031 0 384 C 0 596.042969 171.957031 768 384 768 C 596.042969 768 768 596.042969 768 384 C 768 171.957031 596.042969 0 384 0 Z M 384 0 \" fill-opacity=\"1\" fill-rule=\"nonzero\"><\/path><path fill=\"#ffffff\" d=\"M 503.023438 433.21875 C 496.058594 429.96875 486.617188 428.421875 475.007812 428.421875 L 465.257812 428.421875 L 465.257812 253.058594 C 465.257812 226.746094 453.804688 213.589844 430.742188 213.589844 C 423.621094 213.589844 417.585938 215.914062 412.480469 220.710938 C 407.371094 225.507812 401.027344 233.09375 393.132812 243.773438 L 273.027344 404.585938 C 269.773438 408.917969 266.835938 412.632812 264.667969 415.730469 C 262.347656 418.824219 260.179688 421.921875 258.167969 425.171875 C 256 428.421875 254.453125 431.515625 253.367188 434.457031 C 252.285156 437.398438 251.820312 440.339844 251.820312 443.125 C 251.820312 454.269531 255.382812 463.089844 262.65625 469.589844 C 269.773438 476.09375 280.609375 479.34375 295.003906 479.34375 L 408.765625 479.34375 L 408.765625 521.441406 C 408.765625 532.738281 411.394531 541.40625 416.65625 547.132812 C 421.921875 552.859375 428.730469 555.800781 437.242188 555.800781 C 445.910156 555.800781 452.71875 553.015625 457.828125 547.289062 C 462.9375 541.5625 465.566406 532.894531 465.566406 521.285156 L 465.566406 479.1875 L 479.34375 479.1875 C 490.796875 479.1875 499.464844 477.175781 505.191406 473.152344 C 510.917969 469.128906 513.855469 462.78125 513.855469 453.957031 C 513.546875 443.433594 509.988281 436.46875 503.023438 433.21875 M 408.609375 428.421875 L 311.101562 428.421875 L 408.609375 296.707031 Z M 408.609375 428.421875 \" fill-opacity=\"1\" fill-rule=\"nonzero\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-06b7694\" data-id=\"06b7694\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d319a57 elementor-widget elementor-widget-heading\" data-id=\"d319a57\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00c9tape 4 : \u00e9valuation par votre assureur<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-528f796 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"528f796\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0f1d4dc\" data-id=\"0f1d4dc\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-201e6f7 elementor-widget elementor-widget-text-editor\" data-id=\"201e6f7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Sur la base du <\/span><b>rapport d&#8217;expert<\/b><span style=\"font-weight: 400;\"> votre compagnie d&#8217;assurance prendra une d\u00e9cision.<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Les dommages sont-ils <\/span><b>couverts<\/b><span style=\"font-weight: 400;\"> selon votre police d&#8217;assurance ?<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Quel est le montant de la <\/span><b>compensation<\/b><span style=\"font-weight: 400;\">?<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">S&#8217;agit-il d&#8217;une r\u00e9paration par l&#8217;interm\u00e9diaire d&#8217;un partenaire ou d&#8217;un libre choix ?<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">Parfois, votre assureur vous demandera des informations suppl\u00e9mentaires. Par exemple, des photographies, une nouvelle citation ou des \u00e9claircissements sur une d\u00e9claration de t\u00e9moin.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0a1b40e elementor-widget elementor-widget-spacer\" data-id=\"0a1b40e\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ae899da elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ae899da\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-b7869ba\" data-id=\"b7869ba\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8e641e9 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"8e641e9\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"1024\" zoomAndPan=\"magnify\" viewBox=\"0 0 768 767.999994\" height=\"1024\" preserveAspectRatio=\"xMidYMid meet\"><path fill=\"#0470bd\" d=\"M 384 0 C 171.957031 0 0 171.957031 0 384 C 0 596.042969 171.957031 768 384 768 C 596.042969 768 768 596.042969 768 384 C 768 171.957031 596.042969 0 384 0 Z M 384 0 \" fill-opacity=\"1\" fill-rule=\"nonzero\"><\/path><path fill=\"#ffffff\" d=\"M 496.058594 394.988281 C 490.640625 381.832031 483.210938 370.535156 473.617188 360.9375 C 464.019531 351.34375 453.03125 343.757812 440.339844 338.339844 C 427.648438 332.921875 414.179688 330.136719 399.632812 330.136719 C 381.523438 330.136719 361.710938 335.863281 340.199219 347.316406 L 353.042969 273.800781 L 460.769531 273.800781 C 471.914062 273.800781 480.425781 271.324219 486.152344 266.523438 C 491.878906 261.726562 494.820312 255.382812 494.820312 247.488281 C 494.820312 229.535156 483.058594 220.554688 459.375 220.554688 L 339.734375 220.554688 C 326.734375 220.554688 317.292969 223.496094 311.566406 229.378906 C 305.839844 235.261719 301.8125 244.703125 299.800781 257.703125 L 280.765625 366.355469 C 279.0625 375.953125 278.289062 381.058594 278.289062 381.832031 C 278.289062 388.644531 281.226562 394.679688 286.957031 400.097656 C 292.683594 405.515625 299.335938 408.144531 306.613281 408.144531 C 313.421875 408.144531 322.089844 404.121094 332.613281 396.226562 C 343.140625 388.332031 351.1875 382.761719 356.757812 379.511719 C 362.332031 376.261719 371.617188 374.714844 384.617188 374.714844 C 395.144531 374.714844 404.738281 377.191406 413.40625 382.296875 C 422.074219 387.40625 428.886719 394.988281 433.992188 405.359375 C 439.101562 415.574219 441.730469 427.957031 441.730469 442.503906 C 441.730469 455.972656 439.410156 468.042969 434.613281 478.566406 C 429.8125 489.09375 423.160156 497.449219 414.335938 503.488281 C 405.515625 509.523438 395.296875 512.617188 383.691406 512.617188 C 371 512.617188 359.546875 508.90625 349.175781 501.320312 C 338.960938 493.890625 330.757812 483.367188 324.71875 469.902344 C 318.53125 455.195312 309.089844 447.921875 296.398438 447.921875 C 288.96875 447.921875 282.777344 450.554688 277.976562 455.816406 C 273.023438 461.078125 270.550781 466.652344 270.550781 472.53125 C 270.550781 482.28125 274.109375 493.425781 281.074219 506.429688 C 288.039062 519.429688 300.109375 530.726562 316.828125 540.789062 C 333.699219 550.695312 355.675781 555.800781 382.761719 555.800781 C 406.90625 555.800781 428.265625 550.539062 446.839844 539.859375 C 465.414062 529.335938 479.496094 514.941406 489.402344 496.988281 C 499.152344 479.03125 504.105469 459.066406 504.105469 437.089844 C 504.261719 422.230469 501.628906 408.144531 496.058594 394.988281 \" fill-opacity=\"1\" fill-rule=\"nonzero\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-6118608\" data-id=\"6118608\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-76b108a elementor-widget elementor-widget-heading\" data-id=\"76b108a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00c9tape 5 : paiement ou r\u00e9paration<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9037a3f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9037a3f\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;5dcdfc8&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ff6f8a6\" data-id=\"ff6f8a6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2597c68 elementor-widget elementor-widget-text-editor\" data-id=\"2597c68\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Une fois que l&#8217;assureur a pris sa d\u00e9cision, vous recevrez un r\u00e9sum\u00e9 du montant rembours\u00e9 et de l&#8217;\u00e9tape suivante.<\/span><\/p><p><span style=\"font-weight: 400;\">Dans la plupart des cas, vous avez deux possibilit\u00e9s :<\/span><\/p><ol><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Vous recevrez <\/b><a href=\"https:\/\/natuurenbos.vlaanderen.be\/schade-en-overlast\/schade-door-jachtwild-beschermde-dieren\/schadevergoeding-aanvragen\" target=\"_blank\" rel=\"noopener\"><b>d&#8217;une indemnit\u00e9<\/b><\/a><b> sur votre compte<\/b><span style=\"font-weight: 400;\">Vous pouvez vous adresser \u00e0 l&#8217;Agence europ\u00e9enne pour la s\u00e9curit\u00e9 et la sant\u00e9 au travail (ESA), qui se chargera de la r\u00e9paration ou du remplacement du produit. Cela vous donne plus de libert\u00e9, mais n&#8217;oubliez pas que vous devez souvent pr\u00e9senter des documents justificatifs (tels que des factures).<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>L&#8217;assureur travaille avec un r\u00e9parateur habituel<\/b><span style=\"font-weight: 400;\">  qui viendra r\u00e9parer les d\u00e9g\u00e2ts pour vous. Vous ne devez alors rien avancer et le r\u00e8glement est souvent plus rapide.<\/span><\/li><\/ol><p><span style=\"font-weight: 400;\">Vous pr\u00e9f\u00e9rez choisir votre propre r\u00e9parateur ? Dans ce cas, vous devez g\u00e9n\u00e9ralement faire une  <\/span><b>Obtenir un devis approuv\u00e9<\/b><span style=\"font-weight: 400;\">. V\u00e9rifiez soigneusement ce que dit votre police \u00e0 ce sujet.<\/span><\/p><p> <\/p><h3>Combien de temps faut-il pour que les indemnit\u00e9s soient vers\u00e9es ?<\/h3><p><span style=\"font-weight: 400;\">Cela d\u00e9pend de :<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Le degr\u00e9 d&#8217;exhaustivit\u00e9 de votre dossier ;<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Que vous ayez d\u00e9j\u00e0 r\u00e9cup\u00e9r\u00e9 ou non ;<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">S&#8217;il y a une discussion sur les dommages-int\u00e9r\u00eats.<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">En moyenne, vous obtiendrez dans un d\u00e9lai de <\/span><b>2 \u00e0 6 semaines<\/b><span style=\"font-weight: 400;\"> la clart\u00e9 et\/ou le paiement.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c938edb elementor-widget elementor-widget-spacer\" data-id=\"c938edb\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ef9ded1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ef9ded1\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-3cb2f0d\" data-id=\"3cb2f0d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0a92b9f elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"0a92b9f\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"1024\" zoomAndPan=\"magnify\" viewBox=\"0 0 768 767.999994\" height=\"1024\" preserveAspectRatio=\"xMidYMid meet\"><path fill=\"#0470bd\" d=\"M 384 0 C 171.957031 0 0 171.957031 0 384 C 0 596.042969 171.957031 768 384 768 C 596.042969 768 768 596.042969 768 384 C 768 171.957031 596.042969 0 384 0 Z M 384 0 \" fill-opacity=\"1\" fill-rule=\"nonzero\"><\/path><path fill=\"#ffffff\" d=\"M 497.296875 400.40625 C 492.34375 386.941406 485.222656 375.332031 476.09375 365.425781 C 466.960938 355.519531 456.28125 347.9375 444.054688 342.519531 C 431.824219 337.101562 418.667969 334.472656 404.277344 334.472656 C 389.261719 334.472656 375.796875 337.414062 363.722656 343.292969 C 351.652344 349.175781 340.507812 358.308594 330.136719 370.535156 C 332.148438 329.363281 338.652344 300.886719 349.640625 284.789062 C 355.058594 276.894531 361.710938 270.703125 369.761719 266.058594 C 377.652344 261.417969 385.703125 259.09375 393.75 259.09375 C 403.65625 259.09375 412.480469 261.882812 420.0625 267.296875 C 427.648438 272.871094 433.0625 280.144531 436.625 289.121094 C 439.253906 296.242188 443.125 301.8125 448.695312 305.839844 C 454.113281 309.863281 459.996094 311.875 466.339844 311.875 C 473.617188 311.875 479.496094 309.398438 484.296875 304.289062 C 488.9375 299.183594 491.261719 293.609375 491.261719 287.417969 C 491.261719 277.203125 487.546875 266.371094 479.960938 255.226562 C 472.53125 244.082031 461.386719 234.640625 446.683594 227.058594 C 431.980469 219.472656 414.957031 215.757812 395.609375 215.757812 C 375.488281 215.757812 357.535156 219.472656 341.902344 227.058594 C 326.113281 234.640625 312.804688 245.785156 301.8125 260.644531 C 290.824219 275.5 282.3125 294.074219 276.429688 316.671875 C 270.550781 339.269531 267.609375 364.808594 267.609375 393.285156 C 267.609375 428.421875 272.40625 457.984375 282.15625 482.28125 C 291.90625 506.582031 305.992188 524.847656 324.410156 537.226562 C 342.828125 549.609375 364.808594 555.800781 390.191406 555.800781 C 412.324219 555.800781 431.980469 551.003906 449.46875 541.253906 C 466.960938 531.5 480.582031 517.882812 490.332031 500.546875 C 500.082031 483.210938 504.878906 463.863281 504.878906 442.503906 C 504.726562 427.800781 502.25 413.871094 497.296875 400.40625 M 429.195312 492.5 C 419.289062 505.035156 406.597656 511.226562 391.273438 511.226562 C 375.175781 511.226562 362.023438 504.414062 351.34375 490.796875 C 340.816406 477.175781 335.398438 460.148438 335.398438 439.71875 C 335.398438 427.027344 338.03125 415.882812 343.292969 406.441406 C 348.554688 397 355.367188 389.726562 363.878906 384.773438 C 372.390625 379.820312 381.367188 377.34375 390.808594 377.34375 C 400.5625 377.34375 409.691406 379.976562 417.742188 385.238281 C 425.789062 390.5 432.289062 398.085938 437.089844 407.835938 C 441.730469 417.742188 444.054688 429.503906 444.054688 443.277344 C 444.207031 463.710938 439.253906 480.117188 429.195312 492.5 \" fill-opacity=\"1\" fill-rule=\"nonzero\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-b8938de\" data-id=\"b8938de\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-eb0a23b elementor-widget elementor-widget-heading\" data-id=\"eb0a23b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00c9tape 6 : Pas d'accord ? Demande de contre-expertise<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-169ed69 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"169ed69\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4d76642\" data-id=\"4d76642\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ad383fd elementor-widget elementor-widget-text-editor\" data-id=\"ad383fd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u00cates-vous en d\u00e9saccord avec le rapport de l&#8217;expert ? Par exemple, parce que le montant des dommages semble trop faible, ou parce que certains dommages ne sont pas reconnus ? Dans ce cas, vous avez droit \u00e0 une  <\/span><a href=\"https:\/\/www.bek-consulting.eu\/fr\/contre-expertise\/\"><b>contre-expertise<\/b><\/a><span style=\"font-weight: 400;\"> demande.<\/span><\/p><p><span style=\"font-weight: 400;\">Vous le faites de votre propre initiative. Vous changez un  <\/span><b>expert ind\u00e9pendant<\/b><span style=\"font-weight: 400;\"> qui examinera votre version des faits et produira un nouveau rapport d&#8217;expertise. <\/span><b>nouveau rapport d&#8217;expert<\/b><span style=\"font-weight: 400;\">  essais. Souvent, les deux experts discutent de leurs r\u00e9sultats l&#8217;un avec l&#8217;autre, dans le but de parvenir \u00e0 un accord.  <\/span><b>estimation \u00e0 l&#8217;amiable<\/b><span style=\"font-weight: 400;\"> arriver \u00e0.<\/span><\/p><p><span style=\"font-weight: 400;\">N&#8217;y aura-t-il pas d&#8217;accord ? Ensuite, en concertation avec votre assureur ou votre courtier, vous pourrez envisager d&#8217;autres mesures.<\/span><\/p><p><span style=\"font-weight: 400;\">BEK Consulting est sp\u00e9cialis\u00e9 dans la contre-expertise. <\/span><a href=\"https:\/\/www.bek-consulting.eu\/fr\/contact\/\"><span style=\"font-weight: 400;\">Obtenez des conseils sans engagement de la part de <\/span><b>BEK Consulting<\/b><span style=\"font-weight: 400;\">.<\/span><\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-31faf89 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"31faf89\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;672c432&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-edd37b7\" data-id=\"edd37b7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a7a1ae5 elementor-widget elementor-widget-spacer\" data-id=\"a7a1ae5\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-71d7957 elementor-cta--skin-classic elementor-animated-content elementor-bg-transform elementor-bg-transform-zoom-in elementor-widget elementor-widget-call-to-action\" data-id=\"71d7957\" data-element_type=\"widget\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta__content\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h2 class=\"elementor-cta__title elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\tVous cherchez un expert ?\t\t\t\t\t<\/h2>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__button-wrapper elementor-cta__content-item elementor-content-item \">\n\t\t\t\t\t<a class=\"elementor-cta__button elementor-button elementor-size-\" href=\"https:\/\/www.bek-consulting.eu\/fr\/contact\/\">\n\t\t\t\t\t\tContactez nous\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-caa9d9c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"caa9d9c\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b312f67\" data-id=\"b312f67\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a453567 elementor-widget elementor-widget-spacer\" data-id=\"a453567\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-60fe396 elementor-widget elementor-widget-heading\" data-id=\"60fe396\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Questions fr\u00e9quemment pos\u00e9es sur l'\u00e9valuation des dommages<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e911f9a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e911f9a\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b2441f2\" data-id=\"b2441f2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c3cc899 elementor-widget elementor-widget-accordion\" data-id=\"c3cc899\" data-element_type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2051\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-2051\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Quand un expert en dommages se rendra-t-il sur place ?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2051\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-2051\"><p><span style=\"font-weight: 400;\">G\u00e9n\u00e9ralement dans les quelques jours ouvrables suivant la d\u00e9claration de votre sinistre. Plus rapidement dans les cas urgents (tels que les d\u00e9g\u00e2ts caus\u00e9s par une temp\u00eate ou un incendie). <\/span><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2052\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-2052\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Combien de temps faut-il attendre un expert en dommages ?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2052\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-2052\"><p><span style=\"font-weight: 400;\">En moyenne, 2 \u00e0 5 jours ouvrables. Le d\u00e9lai peut \u00eatre plus long en p\u00e9riode de pointe, par exemple apr\u00e8s une temp\u00eate. <\/span><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2053\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-2053\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Comment l'\u00e9valuateur d\u00e9termine-t-il les dommages ?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2053\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-2053\"><p><span style=\"font-weight: 400;\">Sur la base de traces visibles, d&#8217;analyses techniques, de cotations et parfois de conversations avec vous ou des tiers. Tout est r\u00e9uni dans le   <\/span><b>rapport d&#8217;expert<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7bcd22c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7bcd22c\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-48becdf\" data-id=\"48becdf\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-04c5b5a elementor-widget elementor-widget-spacer\" data-id=\"04c5b5a\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bee67d0 elementor-widget elementor-widget-heading\" data-id=\"bee67d0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Besoin d'aide pour \u00e9valuer les d\u00e9g\u00e2ts ?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1a1c3cc elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1a1c3cc\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-6dfd655\" data-id=\"6dfd655\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0234e2e elementor-widget elementor-widget-text-editor\" data-id=\"0234e2e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Dommages \u00e0 votre domicile, \u00e0 votre voiture ou \u00e0 son contenu ? Bek Consulting est sp\u00e9cialis\u00e9 dans l&#8217;\u00e9valuation ind\u00e9pendante des sinistres et vous aide \u00e0 \u00e9valuer correctement les dommages. Vous pouvez vous adresser \u00e0 nous pour :<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.bek-consulting.eu\/nl\/schade-expert\/brandschade\/\"><span style=\"font-weight: 400;\">Dommages caus\u00e9s par l&#8217;incendie<\/span><\/a><span style=\"font-weight: 400;\"> &#8211; apr\u00e8s un d\u00e9g\u00e2t de fum\u00e9e, d&#8217;incendie ou de suie<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.bek-consulting.eu\/fr\/expert-en-dommages\/dommages-causes-par-les-tempetes\/\"><span style=\"font-weight: 400;\">Dommages dus \u00e0 la temp\u00eate<\/span><\/a><span style=\"font-weight: 400;\"> &#8211; pour les dommages \u00e0 la toiture, les bris de glace ou les infiltrations<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.bek-consulting.eu\/fr\/expert-en-dommages\/degats-des-eaux\/\"><span style=\"font-weight: 400;\">D\u00e9g\u00e2ts des eaux<\/span><\/a><span style=\"font-weight: 400;\"> &#8211; en cas de fuite, d&#8217;inondation ou de probl\u00e8mes d&#8217;humidit\u00e9<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"http:\/\/bek-consulting.eu\/nl\/schade-expert\/woningschade\/\"><span style=\"font-weight: 400;\">Dommages au domicile<\/span><\/a><span style=\"font-weight: 400;\"> &#8211; en cas de cambriolage, de dommages structurels ou d&#8217;effondrement<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.bek-consulting.eu\/fr\/expert-en-dommages\/expertise-voiture-apres-accident\/\"><span style=\"font-weight: 400;\">Dommages \u00e0 la voiture<\/span><\/a><span style=\"font-weight: 400;\"> &#8211; apr\u00e8s une collision ou une discussion sur les r\u00e9parations<\/span><\/li><\/ul><p><a href=\"https:\/\/www.bek-consulting.eu\/fr\/\"><b>Contactez BEK Consulting<\/b><\/a><span style=\"font-weight: 400;\"> pour obtenir un avis ind\u00e9pendant.<\/span><span style=\"font-weight: 400;\"><br><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2b7abe5 elementor-mobile-align-center elementor-align-left elementor-widget elementor-widget-raven-button\" data-id=\"2b7abe5\" data-element_type=\"widget\" data-settings=\"{&quot;turn_to_popup_action_button&quot;:&quot;no&quot;}\" data-widget_type=\"raven-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"raven-widget-wrapper\">\n\t\t\t<a class=\"raven-button raven-button-widget-normal-effect-none  raven-button-text-align-center raven-button-link elementor-animation-none\" href=\"https:\/\/www.bek-consulting.eu\/fr\/contact\/\">\t\t\t\t<div class=\"raven-button-overlay\" ><\/div>\n\t\t\t\t<span class=\"raven-button-content\">\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"button-text-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"raven-button-texts-wrapper\">\n\t\t\t\t\t\t\t<div class=\"button-text\">\n\t\t\t\t\t\t\t\t<span class=\"raven-button-text\">\n\t\t\t\t\t\t\t\t\tContactez nous\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/a>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-e5be2a6\" data-id=\"e5be2a6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ceee681 elementor-widget elementor-widget-image\" data-id=\"ceee681\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2025\/09\/Verloop-schade-expertise-1024x682.png\" class=\"attachment-large size-large wp-image-3885\" alt=\"Schade-expert inspecteert autoschade en noteert bevindingen op een formulier\" srcset=\"https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2025\/09\/Verloop-schade-expertise-1024x682.png 1024w, https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2025\/09\/Verloop-schade-expertise-300x200.png 300w, https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2025\/09\/Verloop-schade-expertise-768x512.png 768w, https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2025\/09\/Verloop-schade-expertise-1536x1023.png 1536w, https:\/\/www.bek-consulting.eu\/wp-content\/uploads\/2025\/09\/Verloop-schade-expertise.png 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>A \u00e9valuation des dommages suit g\u00e9n\u00e9ralement un sch\u00e9ma bien d\u00e9fini: vous signalez le dommage, vous rassemblez les preuves et les documents n\u00e9cessaires, puis un expert vient \u00e9valuer le dommage. Sur la base de son rapport, l&#8217;assureur d\u00e9cidera si vous avez droit \u00e0 une indemnisation et quel en est le montant. Pourtant, pour de nombreuses personnes, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3884,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"elementor_header_footer","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[56],"tags":[],"class_list":["post-3882","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nouvelles"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.bek-consulting.eu\/fr\/wp-json\/wp\/v2\/posts\/3882","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bek-consulting.eu\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bek-consulting.eu\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bek-consulting.eu\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bek-consulting.eu\/fr\/wp-json\/wp\/v2\/comments?post=3882"}],"version-history":[{"count":4,"href":"https:\/\/www.bek-consulting.eu\/fr\/wp-json\/wp\/v2\/posts\/3882\/revisions"}],"predecessor-version":[{"id":4103,"href":"https:\/\/www.bek-consulting.eu\/fr\/wp-json\/wp\/v2\/posts\/3882\/revisions\/4103"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bek-consulting.eu\/fr\/wp-json\/wp\/v2\/media\/3884"}],"wp:attachment":[{"href":"https:\/\/www.bek-consulting.eu\/fr\/wp-json\/wp\/v2\/media?parent=3882"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bek-consulting.eu\/fr\/wp-json\/wp\/v2\/categories?post=3882"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bek-consulting.eu\/fr\/wp-json\/wp\/v2\/tags?post=3882"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}